Bank of Las Colinas

300 East John Carpenter Freeway Suite 100
Irving, TX 75062

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58688
Date Established 2007
Assets $0.05 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Bank of Las Colinas is an FDIC insured institution located in Irving, TX. It was founded in 2007 and has approximately $0.05 billion in assets.

For a more detailed analysis of Bank of Las Colinas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Las Colinas’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Las Colinas’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Las Colinas, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Las Colinas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Las Colinas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Las Colinas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Las Colinas Locations

Financial Details

Bank of Las Colinas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Las Colinas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Las Colinas U.S. Bank Average
13.34% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Las Colinas had $861,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,751,000 in equity and $703,000 in loans loss reserves. That gives it a Texas Ratio of 13.34%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Las Colinas U.S. Bank Average
4.34% 8.58

Bank of Las Colinas has a Return on Equity of 4.34% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Las Colinas U.S. Bank Average
11.24% 12.11

Bank of Las Colinas has a Capitalization of 11.24% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Las Colinas Balance Sheet Analysis

As of September 30, 2011, Bank of Las Colinas had assets of $51,165,000, loans of $40,648,000, and deposits of $45,339,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Las Colinas

Branches and Savings

Is Bank of Las Colinas FDIC insured?

Yes. It is covered under FDIC Certificate #58688.

Why does Bank of Las Colinas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Las Colinas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Las Colinas a commercial bank?

Yes

Where are Bank of Las Colinas locations?

See branch locations nearby.

Is Bank of Las Colinas open on Saturdays?

Is Bank of Las Colinas open on Sundays?

What time does Bank of Las Colinas open?

What time does Bank of Las Colinas close?

Are Bank of Las Colinas ATMs Open 24/7?

Do Bank of Las Colinas ATMs accept cash deposits?

Can Bank of Las Colinas customers use other ATMs?

Do Bank of Las Colinas branches have notaries?

Will Bank of Las Colinas notarize my document?

What address for Bank of Las Colinas should I put for incoming ACH transfers?

Will the Bank of Las Colinas branch print checks?

Do Bank of Las Colinas checks expire?

Does Bank of Las Colinas require US citizenship to open account?

Can Bank of Las Colinas close my account?

Does Bank of Las Colinas Report to credit bureaus?

Does Bank of Las Colinas Use Equifax?

What is Bank of Las Colinas's ACH Routing Number?

What is Bank of Las Colinas's SWIFT code?

Products

Does Bank of Las Colinas offer mortgages?

Compare mortgage rates here.

Does Bank of Las Colinas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Las Colinas offer personal loans?

Compare personal loan rates here.

Does Bank of Las Colinas offer student loans?

Will Bank of Las Colinas cash a check?

Will Bank of Las Colinas redeem a savings bond?

Does Bank of Las Colinas cash savings bonds?

Will Bank of Las Colinas cash money orders?

Can Bank of Las Colinas issue a money order?

Does Bank of Las Colinas do currency exchange?

Background on The Bank

Who owns Bank of Las Colinas?

How long has Bank of Las Colinas been around?

Can Bank of Las Colinas transfer to other banks?

Does Bank of Las Colinas have quick pay?

Does Bank of Las Colinas accept rolled coins?

Will Bank of Las Colinas accept loose change?

Where is Bank of Las Colinas headquarters?

Customer Reviews for Bank of Las Colinas

There are currently no comments for Bank of Las Colinas. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →