Bank of Little Rock

Headquarters

200 North State Street
Little Rock, AR 72201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 1.25% →
1-Year CD 0.75% 0.85% →
2-Year CD 1.00% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Little Rock is an FDIC insured institution located in Little Rock, AR. It was founded in 1927 and has approximately $0.2 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 91280
Date Established 1927
Assets $ 201.37 million
Loans $ 112.38 million
Deposits $ 177.43 million
Capital $ 21.76 million
 

For a more detailed analysis of Bank of Little Rock's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
Money Market
1.00% $2,500 $2,999 Learn More
Money Market
1.00% $10,000 $14,999 Learn More
Money Market
1.00% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.26% $10,000 $14,999 Learn More
36 Mo CD
1.26% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.50% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 1.00% $0 $0.00 Learn MoreShow Less
 

Loan Rates - December 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bank of Little Rock

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.693% 2.625% 0.75 $2,235 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.558% 2.500% 0.75 $1,905 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to Bank of Little Rock
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Little Rock branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bank of Little Rock Locations


Financial Details

Bank of Little Rock Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Little Rock. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Little Rock U.S. Bank Average
20.62% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Little Rock had $3,992,000 in non-current loans and $945,000 in owned real estate. To cover these potential losses it had $21,759,000 in equity and $2,180,000 in loans loss reserves. That gives it a Texas Ratio of 20.62%.

Return on Equity
Bank of Little Rock U.S. Bank Average
4.8% 7.80%

Bank of Little Rock has a Return on Equity of 4.8% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Little Rock U.S. Bank Average
10.81% 12.68%

Bank of Little Rock has a Capitalization of 10.81% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Little Rock Balance Sheet Analysis

As of March 31, 2020, Bank of Little Rock had assets of $201,366,000, loans of $112,381,000, and deposits of $177,430,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 9.54 million
Interest-bearing balances $ 5.46 million
Total securities $ 62.74 million
Federal funds sold and reverse repurchase $ 4.15 million
Net loans and leases $ 112.38 million
Loan loss allowance $ 2.18 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.95 million
Goodwill and other intangibles $ 0.21 million
All other assets $ 5.36 million
     Total Assets $ 179.61 million
LIABILITIES
Total deposits $ 177.43 million
      Interest-bearing deposits $ 153.66 million
      Deposits held in domestic offices $ 177.43 million
      % insured (estimated) 92.44%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.18 million
      Total Liabilities $ 179.61 million
      Shareholders’ Equity $ 21.76 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 2.05 million
Total Interest Expense $ 0.38 million
Net interest income $ 1.67 million
Provision for loan and lease losses $ 0.23 million
Total non interest income $ 4.78 million
Total non interest expense $ 5.96 million
Pre-tax Net Operating Income $ 0.26 million

Bank Loan Profile?

The top three loan types in Bank of Little Rock’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Arkansas, Bank of Little Rock has a significantly higher percent of Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.32
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.49
Small Business Loans 0.00
Construction and Development Loans 17.88
Commercial Real Estate 17.08
Commercial and Industrial Loans 23.45
Farm Loans 0.00

Frequently Asked Questions About Bank Of Little Rock

Branches and Savings

Is Bank Of Little Rock FDIC insured?

Yes. It is covered under FDIC Certificate #91280.

Why does Bank Of Little Rock pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Little Rock CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Little Rock a commercial bank?

Yes

Where are Bank Of Little Rock locations?

See branch locations nearby.

Is Bank Of Little Rock open on Saturdays?

Is Bank Of Little Rock open on Sundays?

What time does Bank Of Little Rock open?

What time does Bank Of Little Rock close?

Are Bank Of Little Rock ATMs Open 24/7?

Do Bank Of Little Rock ATMs accept cash deposits?

Can Bank Of Little Rock customers use other ATMs?

Do Bank Of Little Rock branches have notaries?

Will Bank Of Little Rock notarize my document?

What address for Bank Of Little Rock should I put for incoming ACH transfers?

Will the Bank Of Little Rock branch print checks?

Do Bank Of Little Rock checks expire?

Does Bank Of Little Rock require US citizenship to open account?

Can Bank Of Little Rock close my account?

Does Bank Of Little Rock Report to credit bureaus?

Does Bank Of Little Rock Use Equifax?

What is Bank Of Little Rock's ACH Routing Number?

What is Bank Of Little Rock's SWIFT code?

Products

Does Bank Of Little Rock offer mortgages?

Compare mortgage rates here.

Does Bank Of Little Rock offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Little Rock offer personal loans?

Compare personal loan rates here.

Does Bank Of Little Rock offer student loans?

Will Bank Of Little Rock cash a check?

Will Bank Of Little Rock redeem a savings bond?

Does Bank Of Little Rock cash savings bonds?

Will Bank Of Little Rock cash money orders?

Can Bank Of Little Rock issue a money order?

Does Bank Of Little Rock do currency exchange?

Background on The Bank

Who owns Bank Of Little Rock?

How long has Bank Of Little Rock been around?

Can Bank Of Little Rock transfer to other banks?

Does Bank Of Little Rock have quick pay?

Does Bank Of Little Rock accept rolled coins?

Will Bank Of Little Rock accept loose change?

Where is Bank Of Little Rock headquarters?

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