Bank of Luxemburg

630 Main Street
Luxemburg, WI 54217

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13264
Date Established 1903
Assets $0.32 billion
Loans $0.25 billion
Deposits $0.28 billion
Capital $0.03 billion

Bank of Luxemburg is an FDIC insured institution located in Luxemburg, WI. It was founded in 1903 and has approximately $0.32 billion in assets. Customers can open an account at one of its 9 branches.

For a more detailed analysis of Bank of Luxemburg's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Luxemburg’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Wisconsin, Bank of Luxemburg has a significantly higher percent of Small Business Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.53
Multifamily
Mortgages
5.04
Credit Card Loans 0.00
Consumer Auto Loans 1.22
Small Business Loans 22.15
Construction and Development Loans 10.18
Commercial Real Estate 31.13
Commercial and Industrial Loans 18.58
Farm Loans 0.83

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.12% $1,000 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.21% $3,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Luxemburg

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.911% 3.875% 0.00 $1,194 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Luxemburg
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Branches

Bank of Luxemburg branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Luxemburg Locations

Financial Details

Bank of Luxemburg Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Luxemburg. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Luxemburg U.S. Bank Average
1.81% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Luxemburg had $411,000 in non-current loans and $199,000 in owned real estate. To cover these potential losses it had $30,745,000 in equity and $3,022,000 in loans loss reserves. That gives it a Texas Ratio of 1.81%.

Return on Equity
Bank of Luxemburg U.S. Bank Average
9.31% 8.84%

Bank of Luxemburg has a Return on Equity of 9.31% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Luxemburg U.S. Bank Average
9.5% 12.21%

Bank of Luxemburg has a Capitalization of 9.5% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Luxemburg Balance Sheet Analysis

As of September 30, 2017, Bank of Luxemburg had assets of $323,672,000, loans of $245,557,000, and deposits of $280,602,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Luxemburg

Branches and Savings

Is Bank Of Luxemburg FDIC insured?

Yes. It is covered under FDIC Certificate #13264.

Why does Bank Of Luxemburg pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Luxemburg CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Luxemburg a commercial bank?

Yes

Where are Bank Of Luxemburg locations?

See branch locations nearby.

Is Bank Of Luxemburg open on Saturdays?

Is Bank Of Luxemburg open on Sundays?

What time does Bank Of Luxemburg open?

What time does Bank Of Luxemburg close?

Are Bank Of Luxemburg ATMs Open 24/7?

Do Bank Of Luxemburg ATMs accept cash deposits?

Can Bank Of Luxemburg customers use other ATMs?

Do Bank Of Luxemburg branches have notaries?

Will Bank Of Luxemburg notarize my document?

What address for Bank Of Luxemburg should I put for incoming ACH transfers?

Will the Bank Of Luxemburg branch print checks?

Do Bank Of Luxemburg checks expire?

Does Bank Of Luxemburg require US citizenship to open account?

Can Bank Of Luxemburg close my account?

Does Bank Of Luxemburg Report to credit bureaus?

Does Bank Of Luxemburg Use Equifax?

What is Bank Of Luxemburg's ACH Routing Number?

What is Bank Of Luxemburg's SWIFT code?

Products

Does Bank Of Luxemburg offer mortgages?

Compare mortgage rates here.

Does Bank Of Luxemburg offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Luxemburg offer personal loans?

Compare personal loan rates here.

Does Bank Of Luxemburg offer student loans?

Will Bank Of Luxemburg cash a check?

Will Bank Of Luxemburg redeem a savings bond?

Does Bank Of Luxemburg cash savings bonds?

Will Bank Of Luxemburg cash money orders?

Can Bank Of Luxemburg issue a money order?

Does Bank Of Luxemburg do currency exchange?

Background on The Bank

Who owns Bank Of Luxemburg?

How long has Bank Of Luxemburg been around?

Can Bank Of Luxemburg transfer to other banks?

Does Bank Of Luxemburg have quick pay?

Does Bank Of Luxemburg accept rolled coins?

Will Bank Of Luxemburg accept loose change?

Where is Bank Of Luxemburg headquarters?

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