Goldman Sachs Bank USA

200 West Street
New York, NY 10282

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33124
Date Established 1990
Assets $151.22 billion
Loans $50.68 billion
Deposits $105.89 billion
Capital $24.87 billion

Goldman Sachs Bank USA is an FDIC insured institution located in New York, NY. It was founded in 1990 and has approximately $151.22 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Goldman Sachs Bank USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Goldman Sachs Bank USA’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks, Goldman Sachs Bank USA’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.32
Multifamily
Mortgages
1.15
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 1.43
Commercial Real Estate 9.04
Commercial and Industrial Loans 25.62
Farm Loans 0.01

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Goldman Sachs Bank Usa, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Goldman Sachs Bank USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Goldman Sachs Bank USA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Goldman Sachs Bank USA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Goldman Sachs Bank USA Locations

Financial Details

Goldman Sachs Bank USA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Goldman Sachs Bank USA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Goldman Sachs Bank USA U.S. Bank Average
1.42% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Goldman Sachs Bank USA had $333,000,000 in non-current loans and $24,000,000 in owned real estate. To cover these potential losses it had $24,871,000,000 in equity and $271,000,000 in loans loss reserves. That gives it a Texas Ratio of 1.42%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Goldman Sachs Bank USA U.S. Bank Average
5.82% 8.58

Goldman Sachs Bank USA has a Return on Equity of 5.82% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Goldman Sachs Bank USA U.S. Bank Average
16.45% 12.11

Goldman Sachs Bank USA has a Capitalization of 16.45% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Goldman Sachs Bank USA Balance Sheet Analysis

As of June 30, 2017, Goldman Sachs Bank USA had assets of $151,219,000,000, loans of $50,678,000,000, and deposits of $105,886,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Goldman Sachs Bank USA

Branches and Savings

Is Goldman Sachs Bank USA FDIC insured?

Yes. It is covered under FDIC Certificate #33124.

Why does Goldman Sachs Bank USA pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Goldman Sachs Bank USA CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Goldman Sachs Bank USA a commercial bank?

Yes

Where are Goldman Sachs Bank USA locations?

See branch locations nearby.

Is Goldman Sachs Bank USA open on Saturdays?

Is Goldman Sachs Bank USA open on Sundays?

What time does Goldman Sachs Bank USA open?

What time does Goldman Sachs Bank USA close?

Are Goldman Sachs Bank USA ATMs Open 24/7?

Do Goldman Sachs Bank USA ATMs accept cash deposits?

Can Goldman Sachs Bank USA customers use other ATMs?

Do Goldman Sachs Bank USA branches have notaries?

Will Goldman Sachs Bank USA notarize my document?

What address for Goldman Sachs Bank USA should I put for incoming ACH transfers?

Will the Goldman Sachs Bank USA branch print checks?

Do Goldman Sachs Bank USA checks expire?

Does Goldman Sachs Bank USA require US citizenship to open account?

Can Goldman Sachs Bank USA close my account?

Does Goldman Sachs Bank USA Report to credit bureaus?

Does Goldman Sachs Bank USA Use Equifax?

What is Goldman Sachs Bank USA's ACH Routing Number?

What is Goldman Sachs Bank USA's SWIFT code?

Products

Does Goldman Sachs Bank USA offer mortgages?

Compare mortgage rates here.

Does Goldman Sachs Bank USA offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Goldman Sachs Bank USA offer personal loans?

Compare personal loan rates here.

Does Goldman Sachs Bank USA offer student loans?

Will Goldman Sachs Bank USA cash a check?

Will Goldman Sachs Bank USA redeem a savings bond?

Does Goldman Sachs Bank USA cash savings bonds?

Will Goldman Sachs Bank USA cash money orders?

Can Goldman Sachs Bank USA issue a money order?

Does Goldman Sachs Bank USA do currency exchange?

Background on The Bank

Who owns Goldman Sachs Bank USA?

How long has Goldman Sachs Bank USA been around?

Can Goldman Sachs Bank USA transfer to other banks?

Does Goldman Sachs Bank USA have quick pay?

Does Goldman Sachs Bank USA accept rolled coins?

Will Goldman Sachs Bank USA accept loose change?

Where is Goldman Sachs Bank USA headquarters?

Customer Reviews for Goldman Sachs Bank USA


  • Bob peron

    October 16, 2017 |

    I have saving, and CD with GS, Discover bank and my local bank. Discover offered a 12 month CD for 1.35%. Went to GS to check them, they were offering 12 mo for 1.5%. Took out 3 CD for grandchildren and 3 days later, they changed rates to 1.65%. They gave it to me automatically. All on line. Their online savings is 1.20 %.

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