Bank of Minto

521 2nd Street
Minto, ND 58261


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17829
Date Established 1881
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Bank of Minto is an FDIC insured institution located in Minto, ND. It was founded in 1881 and has approximately $0.02 billion in assets.

For a more detailed analysis of Bank of Minto's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Minto’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Minto’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no rates available for Bank Of Minto, but see these great savings and CD rates:

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Loan Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Bank of Minto

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
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Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
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Figure Home Equity Line
Figure Home Equity Line
5.490 %
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Note to Bank of Minto
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Bank of Minto Locations

Financial Details

Bank of Minto Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Minto. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Minto U.S. Bank Average
6.58% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Bank of Minto had $196,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,784,000 in equity and $196,000 in loans loss reserves. That gives it a Texas Ratio of 6.58%.

Return on Equity
Bank of Minto U.S. Bank Average
12.76% 8.80%

Bank of Minto has a Return on Equity of 12.76% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Minto U.S. Bank Average
11.21% 12.29%

Bank of Minto has a Capitalization of 11.21% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Minto Balance Sheet Analysis

As of November 30, -0001, Bank of Minto had assets of $24,841,000, loans of $10,768,000, and deposits of $21,909,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.01 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.02 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Minto

Branches and Savings

Is Bank Of Minto FDIC insured?

Yes. It is covered under FDIC Certificate #17829.

Why does Bank Of Minto pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Minto CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Minto a commercial bank?


Where are Bank Of Minto locations?

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Is Bank Of Minto open on Saturdays?

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What time does Bank Of Minto open?

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Are Bank Of Minto ATMs Open 24/7?

Do Bank Of Minto ATMs accept cash deposits?

Can Bank Of Minto customers use other ATMs?

Do Bank Of Minto branches have notaries?

Will Bank Of Minto notarize my document?

What address for Bank Of Minto should I put for incoming ACH transfers?

Will the Bank Of Minto branch print checks?

Do Bank Of Minto checks expire?

Does Bank Of Minto require US citizenship to open account?

Can Bank Of Minto close my account?

Does Bank Of Minto Report to credit bureaus?

Does Bank Of Minto Use Equifax?

What is Bank Of Minto's ACH Routing Number?

What is Bank Of Minto's SWIFT code?


Does Bank Of Minto offer mortgages?

Compare mortgage rates here.

Does Bank Of Minto offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Minto offer personal loans?

Compare personal loan rates here.

Does Bank Of Minto offer student loans?

Will Bank Of Minto cash a check?

Will Bank Of Minto redeem a savings bond?

Does Bank Of Minto cash savings bonds?

Will Bank Of Minto cash money orders?

Can Bank Of Minto issue a money order?

Does Bank Of Minto do currency exchange?

Background on The Bank

Who owns Bank Of Minto?

How long has Bank Of Minto been around?

Can Bank Of Minto transfer to other banks?

Does Bank Of Minto have quick pay?

Does Bank Of Minto accept rolled coins?

Will Bank Of Minto accept loose change?

Where is Bank Of Minto headquarters?

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