Bank of North Georgia

8025 Westside Parkway
Alpharetta, GA 30004

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 31203
Date Established 1960
Assets $5.08 billion
Loans $3.65 billion
Deposits $4.41 billion
Capital $0.46 billion

Bank of North Georgia is an FDIC insured institution located in Alpharetta, GA. It was founded in 1960 and has approximately $4.67 billion in assets.

For a more detailed analysis of Bank of North Georgia's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of North Georgia’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of North Georgia’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of North Georgia, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of North Georgia

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of North Georgia
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Branches

Bank of North Georgia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of North Georgia Locations

Financial Details

Bank of North Georgia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of North Georgia. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of North Georgia U.S. Bank Average
65.92% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of North Georgia had $394,208,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $458,530,000 in equity and $139,447,000 in loans loss reserves. That gives it a Texas Ratio of 65.92%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of North Georgia U.S. Bank Average
-56.96% 8.58

Bank of North Georgia has a Return on Equity of -56.96% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of North Georgia U.S. Bank Average
9.02% 12.11

Bank of North Georgia has a Capitalization of 9.02% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of North Georgia Balance Sheet Analysis

As of November 30, -0001, Bank of North Georgia had assets of $4,673,717,000, loans of $3,646,433,000, and deposits of $4,405,649,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of North Georgia

Branches and Savings

Is Bank of North Georgia FDIC insured?

Yes. It is covered under FDIC Certificate #31203.

Why does Bank of North Georgia pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of North Georgia CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of North Georgia a commercial bank?

Yes

Where are Bank of North Georgia locations?

See branch locations nearby.

Is Bank of North Georgia open on Saturdays?

Is Bank of North Georgia open on Sundays?

What time does Bank of North Georgia open?

What time does Bank of North Georgia close?

Are Bank of North Georgia ATMs Open 24/7?

Do Bank of North Georgia ATMs accept cash deposits?

Can Bank of North Georgia customers use other ATMs?

Do Bank of North Georgia branches have notaries?

Will Bank of North Georgia notarize my document?

What address for Bank of North Georgia should I put for incoming ACH transfers?

Will the Bank of North Georgia branch print checks?

Do Bank of North Georgia checks expire?

Does Bank of North Georgia require US citizenship to open account?

Can Bank of North Georgia close my account?

Does Bank of North Georgia Report to credit bureaus?

Does Bank of North Georgia Use Equifax?

What is Bank of North Georgia's ACH Routing Number?

What is Bank of North Georgia's SWIFT code?

Products

Does Bank of North Georgia offer mortgages?

Compare mortgage rates here.

Does Bank of North Georgia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of North Georgia offer personal loans?

Compare personal loan rates here.

Does Bank of North Georgia offer student loans?

Will Bank of North Georgia cash a check?

Will Bank of North Georgia redeem a savings bond?

Does Bank of North Georgia cash savings bonds?

Will Bank of North Georgia cash money orders?

Can Bank of North Georgia issue a money order?

Does Bank of North Georgia do currency exchange?

Background on The Bank

Who owns Bank of North Georgia?

How long has Bank of North Georgia been around?

Can Bank of North Georgia transfer to other banks?

Does Bank of North Georgia have quick pay?

Does Bank of North Georgia accept rolled coins?

Will Bank of North Georgia accept loose change?

Where is Bank of North Georgia headquarters?

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