140 South Jefferson Street
Cookeville, TN 38501
| FDIC Insured | Yes |
| FDIC Certificate | # 8432 |
| Date Established | 1901 |
| Assets | $0.76 billion |
| Loans | $0.38 billion |
| Deposits | $0.70 billion |
| Capital | $0.06 billion |
Bank of Putnam County is an FDIC insured institution located in Cookeville, TN. It was founded in 1901 and has approximately $0.76 billion in assets. Customers can open an account at one of its 14 branches.
For a more detailed analysis of Bank of Putnam County's financial condition and a description of what these numbers mean, please visit the Financial Details section.
The top three loan types in Bank of Putnam County’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.
Compared to other banks, Bank of Putnam County’s loan portfolio does not show any specific loan specialty.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
| Low | Med | High | ||
| 1-4 Family Residential Loans | 46.95 | ✓ | ||
| Multifamily Mortgages |
1.53 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 3.84 | ✓ | ||
| Small Business Loans | 0.00 | ✓ | ||
| Construction and Development Loans | 4.75 | ✓ | ||
| Commercial Real Estate | 29.74 | ✓ | ||
| Commercial and Industrial Loans | 7.65 | ✓ | ||
| Farm Loans | 0.80 | ✓ | ||
Your Current Location: Virginia, VA 20146
| CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD 10K
|
0.20% | $500 | - | Learn More |
| 6 Mo CD 10K
|
0.30% | $500 | - | Learn More |
| 12 Mo CD 10K
|
0.50% | $500 | - | Learn More |
| Compare with 1.40% APY 12 Month CD from Synchrony Bank | ||||
| 18 Mo CD 10K
|
0.50% | $500 | - | Learn More |
| Compare with 1.45% APY 18 Month CD from Synchrony Bank | ||||
| 24 Mo CD 10K
|
0.75% | $500 | - | Learn More |
| Compare with 1.65% APY 2 Year CD from Synchrony Bank | ||||
| 36 Mo CD 10K
|
0.90% | $500 | - | Learn More |
| Compare with 1.85% APY 3 Year CD from Synchrony Bank | ||||
| 48 Mo CD 10K
|
1.00% | $500 | - | Learn More |
| Compare with 2.00% APY 4 Year CD from Synchrony Bank | ||||
| 60 Mo CD 10K
|
1.25% | $500 | - | Learn More |
| Compare with 2.35% APY 60 Month CD from Synchrony Bank | ||||
| Savings Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings 2.5K
|
0.05% | $50 | - | Learn More |
| Compare with 1.20% APY High Yield Savings from Synchrony Bank | ||||
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA 0K
|
0.30% | $100 | - | Learn More |
| MM Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| MM 2.5K
|
0.05% | $50 | $4,999 | Learn More |
| MM 10K
|
0.15% | $10,000 | $24,999 | Learn More |
| MM 25K
|
0.15% | $25,000 | $99,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg 0K
|
0.05% | $400 | $4,999 | Learn More |
Your Current Location: Virginia, VA 20146
BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.
We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.
Back to Bank of Putnam County
Note to Bank of Putnam County
To upload and update your bank's rates please register.
It is free to register and add rates.
The following ratios and data are available to help you better understand the financial condition of Bank of Putnam County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
| Bank of Putnam County | U.S. Bank Average |
|---|---|
| 0.32% | 8.87% |
The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Bank of Putnam County had $53,000 in non-current loans and $136,000 in owned real estate. To cover these potential losses it had $56,668,000 in equity and $2,804,000 in loans loss reserves. That gives it a Texas Ratio of 0.32%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.
| Bank of Putnam County | U.S. Bank Average |
|---|---|
| 12.02% | 8.39% |
Bank of Putnam County has a Return on Equity of 12.02% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
| Bank of Putnam County | U.S. Bank Average |
|---|---|
| 7.42% | 11.94% |
Bank of Putnam County has a Capitalization of 7.42% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
As of March 31, 2017, Bank of Putnam County had assets of $763,423,000, loans of $384,137,000, and deposits of $696,602,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Featured on:
Copyright © 2017 BestCashCow.com, LLC. All Rights Reserved. Privacy Policy
Disclosure Governing Your Use of this Website |
Advertising Disclosure |
Last Update on August 15, 2017
This page was created in 0.1134 seconds.
Customer Reviews for Bank of Putnam County
There are currently no comments for Bank of Putnam County. Be the first to share your experience. Please provide comments that will help others.
Add Your Review