Bank of Stronghurst

108 East Main Street
Stronghurst, IL 61480


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16413
Date Established 1946
Assets $0.07 billion
Loans $0.02 billion
Deposits $0.06 billion
Capital $0.01 billion

Bank of Stronghurst is an FDIC insured institution located in Stronghurst, IL. It was founded in 1946 and has approximately $0.07 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank of Stronghurst's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Stronghurst’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Illinois, Bank of Stronghurst has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 22.35
Credit Card Loans 0.00
Consumer Auto Loans 2.22
Small Business Loans 5.10
Construction and Development Loans 0.17
Commercial Real Estate 9.65
Commercial and Industrial Loans 7.57
Farm Loans 28.33

Deposit Rates - June 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.30% $1,000 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 - Learn MoreShow Less
3 Mo CD
0.45% $500 - Learn MoreShow Less
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.60% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.32% $500 - Learn MoreShow Less
18 Mo CD
0.75% $500 - Learn MoreShow Less
24 Mo CD
1.41% $500 - Learn MoreShow Less
30 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.51% $500 - Learn MoreShow Less
60 Mo CD
1.86% $500 - Learn MoreShow Less

Fixed IRA
0.60% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $500 - Learn MoreShow Less

Loan Rates - June 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Bank of Stronghurst

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to Bank of Stronghurst
To upload and update your bank's rates please register. It is free to register and add rates.


Bank of Stronghurst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank of Stronghurst Locations

Financial Details

Bank of Stronghurst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Stronghurst. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Stronghurst U.S. Bank Average
0.38% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Bank of Stronghurst had $27,000 in non-current loans and $18,000 in owned real estate. To cover these potential losses it had $11,416,000 in equity and $316,000 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Return on Equity
Bank of Stronghurst U.S. Bank Average
3.5% 8.80%

Bank of Stronghurst has a Return on Equity of 3.5% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Stronghurst U.S. Bank Average
15.9% 12.29%

Bank of Stronghurst has a Capitalization of 15.9% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Stronghurst Balance Sheet Analysis

As of December 31, 2018, Bank of Stronghurst had assets of $71,804,000, loans of $23,383,000, and deposits of $60,156,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
Total deposits $0.06 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.06 billion
      % insured (estimated) 97.04%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Stronghurst

Branches and Savings

Is Bank Of Stronghurst FDIC insured?

Yes. It is covered under FDIC Certificate #16413.

Why does Bank Of Stronghurst pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Stronghurst CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Stronghurst a commercial bank?


Where are Bank Of Stronghurst locations?

See branch locations nearby.

Is Bank Of Stronghurst open on Saturdays?

Is Bank Of Stronghurst open on Sundays?

What time does Bank Of Stronghurst open?

What time does Bank Of Stronghurst close?

Are Bank Of Stronghurst ATMs Open 24/7?

Do Bank Of Stronghurst ATMs accept cash deposits?

Can Bank Of Stronghurst customers use other ATMs?

Do Bank Of Stronghurst branches have notaries?

Will Bank Of Stronghurst notarize my document?

What address for Bank Of Stronghurst should I put for incoming ACH transfers?

Will the Bank Of Stronghurst branch print checks?

Do Bank Of Stronghurst checks expire?

Does Bank Of Stronghurst require US citizenship to open account?

Can Bank Of Stronghurst close my account?

Does Bank Of Stronghurst Report to credit bureaus?

Does Bank Of Stronghurst Use Equifax?

What is Bank Of Stronghurst's ACH Routing Number?

What is Bank Of Stronghurst's SWIFT code?


Does Bank Of Stronghurst offer mortgages?

Compare mortgage rates here.

Does Bank Of Stronghurst offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Stronghurst offer personal loans?

Compare personal loan rates here.

Does Bank Of Stronghurst offer student loans?

Will Bank Of Stronghurst cash a check?

Will Bank Of Stronghurst redeem a savings bond?

Does Bank Of Stronghurst cash savings bonds?

Will Bank Of Stronghurst cash money orders?

Can Bank Of Stronghurst issue a money order?

Does Bank Of Stronghurst do currency exchange?

Background on The Bank

Who owns Bank Of Stronghurst?

How long has Bank Of Stronghurst been around?

Can Bank Of Stronghurst transfer to other banks?

Does Bank Of Stronghurst have quick pay?

Does Bank Of Stronghurst accept rolled coins?

Will Bank Of Stronghurst accept loose change?

Where is Bank Of Stronghurst headquarters?

Customer Reviews for Bank of Stronghurst

There are currently no comments for Bank of Stronghurst. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →