Bank of the Prairie

18675 West 151st Street
Olathe, KS 66062

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4626
Date Established 1914
Assets $0.12 billion
Loans $0.09 billion
Deposits $0.10 billion
Capital $0.01 billion

Bank of the Prairie is an FDIC insured institution located in Olathe, KS. It was founded in 1914 and has approximately $0.12 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of the Prairie's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of the Prairie’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Kansas, Bank of the Prairie has a significantly higher percent of Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.81
Multifamily
Mortgages
4.47
Credit Card Loans 0.07
Consumer Auto Loans 0.29
Small Business Loans 13.30
Construction and Development Loans 17.70
Commercial Real Estate 24.58
Commercial and Industrial Loans 22.38
Farm Loans 1.93

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of The Prairie, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of the Prairie

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of the Prairie
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Branches

Bank of the Prairie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of The Prairie Locations

Financial Details

Bank of the Prairie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of the Prairie. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of the Prairie U.S. Bank Average
0.2% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of the Prairie had $27,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $11,738,000 in equity and $1,566,000 in loans loss reserves. That gives it a Texas Ratio of 0.2%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of the Prairie U.S. Bank Average
9.14% 8.58

Bank of the Prairie has a Return on Equity of 9.14% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of the Prairie U.S. Bank Average
9.45% 12.11

Bank of the Prairie has a Capitalization of 9.45% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of the Prairie Balance Sheet Analysis

As of June 30, 2017, Bank of the Prairie had assets of $124,221,000, loans of $89,572,000, and deposits of $99,337,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of the Prairie

Branches and Savings

Is Bank of the Prairie FDIC insured?

Yes. It is covered under FDIC Certificate #4626.

Why does Bank of the Prairie pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of the Prairie CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of the Prairie a commercial bank?

Yes

Where are Bank of the Prairie locations?

See branch locations nearby.

Is Bank of the Prairie open on Saturdays?

Is Bank of the Prairie open on Sundays?

What time does Bank of the Prairie open?

What time does Bank of the Prairie close?

Are Bank of the Prairie ATMs Open 24/7?

Do Bank of the Prairie ATMs accept cash deposits?

Can Bank of the Prairie customers use other ATMs?

Do Bank of the Prairie branches have notaries?

Will Bank of the Prairie notarize my document?

What address for Bank of the Prairie should I put for incoming ACH transfers?

Will the Bank of the Prairie branch print checks?

Do Bank of the Prairie checks expire?

Does Bank of the Prairie require US citizenship to open account?

Can Bank of the Prairie close my account?

Does Bank of the Prairie Report to credit bureaus?

Does Bank of the Prairie Use Equifax?

What is Bank of the Prairie's ACH Routing Number?

What is Bank of the Prairie's SWIFT code?

Products

Does Bank of the Prairie offer mortgages?

Compare mortgage rates here.

Does Bank of the Prairie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of the Prairie offer personal loans?

Compare personal loan rates here.

Does Bank of the Prairie offer student loans?

Will Bank of the Prairie cash a check?

Will Bank of the Prairie redeem a savings bond?

Does Bank of the Prairie cash savings bonds?

Will Bank of the Prairie cash money orders?

Can Bank of the Prairie issue a money order?

Does Bank of the Prairie do currency exchange?

Background on The Bank

Who owns Bank of the Prairie?

How long has Bank of the Prairie been around?

Can Bank of the Prairie transfer to other banks?

Does Bank of the Prairie have quick pay?

Does Bank of the Prairie accept rolled coins?

Will Bank of the Prairie accept loose change?

Where is Bank of the Prairie headquarters?

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