Bank of Weston

18255 Highway 45 North
Weston, MO 64098

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1418
Date Established 1893
Assets $0.14 billion
Loans $0.11 billion
Deposits $0.13 billion
Capital $0.01 billion

Bank of Weston is an FDIC insured institution located in Weston, MO. It was founded in 1893 and has approximately $0.14 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Bank of Weston's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Weston’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Construction and Development Loans.

Compared to other banks in Missouri, Bank of Weston has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.20
Multifamily
Mortgages
1.53
Credit Card Loans 0.00
Consumer Auto Loans 0.31
Small Business Loans 17.78
Construction and Development Loans 17.84
Commercial Real Estate 37.78
Commercial and Industrial Loans 8.66
Farm Loans 1.83

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.13% $1 - Learn MoreShow Less
6 Mo CD 10K
0.20% $1 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $1 - Learn MoreShow Less
Special: 24 Mo FIRA
1.00% $1 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.28% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $2,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Weston

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Weston
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Weston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Weston Locations

Financial Details

Bank of Weston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Weston. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Weston U.S. Bank Average
0.02% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Weston had $3,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,990,000 in equity and $1,287,000 in loans loss reserves. That gives it a Texas Ratio of 0.02%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Weston U.S. Bank Average
12.44% 8.58

Bank of Weston has a Return on Equity of 12.44% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Weston U.S. Bank Average
7.7% 12.11

Bank of Weston has a Capitalization of 7.7% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Weston Balance Sheet Analysis

As of June 30, 2017, Bank of Weston had assets of $142,639,000, loans of $105,473,000, and deposits of $125,339,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Weston

Branches and Savings

Is Bank of Weston FDIC insured?

Yes. It is covered under FDIC Certificate #1418.

Why does Bank of Weston pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Weston CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Weston a commercial bank?

Yes

Where are Bank of Weston locations?

See branch locations nearby.

Is Bank of Weston open on Saturdays?

Is Bank of Weston open on Sundays?

What time does Bank of Weston open?

What time does Bank of Weston close?

Are Bank of Weston ATMs Open 24/7?

Do Bank of Weston ATMs accept cash deposits?

Can Bank of Weston customers use other ATMs?

Do Bank of Weston branches have notaries?

Will Bank of Weston notarize my document?

What address for Bank of Weston should I put for incoming ACH transfers?

Will the Bank of Weston branch print checks?

Do Bank of Weston checks expire?

Does Bank of Weston require US citizenship to open account?

Can Bank of Weston close my account?

Does Bank of Weston Report to credit bureaus?

Does Bank of Weston Use Equifax?

What is Bank of Weston's ACH Routing Number?

What is Bank of Weston's SWIFT code?

Products

Does Bank of Weston offer mortgages?

Compare mortgage rates here.

Does Bank of Weston offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Weston offer personal loans?

Compare personal loan rates here.

Does Bank of Weston offer student loans?

Will Bank of Weston cash a check?

Will Bank of Weston redeem a savings bond?

Does Bank of Weston cash savings bonds?

Will Bank of Weston cash money orders?

Can Bank of Weston issue a money order?

Does Bank of Weston do currency exchange?

Background on The Bank

Who owns Bank of Weston?

How long has Bank of Weston been around?

Can Bank of Weston transfer to other banks?

Does Bank of Weston have quick pay?

Does Bank of Weston accept rolled coins?

Will Bank of Weston accept loose change?

Where is Bank of Weston headquarters?

Customer Reviews for Bank of Weston

There are currently no comments for Bank of Weston. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →