Bank of Weston

18255 Highway 45 North
Weston, MO 64098

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 0.40% 2.25% →
2-Year CD 0.60% 2.50% →
5-Year CD 1.23% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Bank of Weston is an FDIC insured institution located in Weston, MO. It was founded in 1893 and has approximately $0.15 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 1418
Date Established 1893
Assets $0.15 billion
Loans $0.11 billion
Deposits $0.13 billion
Capital $0.01 billion
 

For a more detailed analysis of Bank of Weston's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.23% $1 - Learn MoreShow Less
6 Mo CD
0.30% $1 - Learn MoreShow Less
Special: 7 Mo CD
1.76% $500 - Learn MoreShow Less
12 Mo CD
0.40% $1 - Learn MoreShow Less
Special: 15 Mo CD
2.00% $500 - Learn MoreShow Less
18 Mo CD
0.40% $1 - Learn MoreShow Less
24 Mo CD
0.60% $1 - Learn MoreShow Less
30 Mo CD
0.73% $1 - Learn MoreShow Less
36 Mo CD
0.85% $1 - Learn MoreShow Less
48 Mo CD
1.10% $1 - Learn MoreShow Less
60 Mo CD
1.23% $1 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $1 - Learn MoreShow Less
Special: 7 Mo FIRA
1.76% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.28% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $2,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Weston

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.642% 3.625% 0.25 $525 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Bank of Weston
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Branches

Bank of Weston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Weston Locations


Financial Details

Bank of Weston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Weston. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Weston U.S. Bank Average
11.9% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Bank of Weston had $601,000 in non-current loans and $1,053,000 in owned real estate. To cover these potential losses it had $12,582,000 in equity and $1,317,000 in loans loss reserves. That gives it a Texas Ratio of 11.9%.

Return on Equity
Bank of Weston U.S. Bank Average
18.53% 9.50%

Bank of Weston has a Return on Equity of 18.53% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Weston U.S. Bank Average
8.44% 12.76%

Bank of Weston has a Capitalization of 8.44% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Weston Balance Sheet Analysis

As of June 30, 2019, Bank of Weston had assets of $149,011,000, loans of $110,306,000, and deposits of $134,104,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.11 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.14 billion
LIABILITIES
Total deposits $0.13 billion
      Interest-bearing deposits $0.10 billion
      Deposits held in domestic offices $0.13 billion
      % insured (estimated) 84.58%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.14 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Bank of Weston’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Missouri, Bank of Weston has a significantly higher percent of Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.79
Multifamily
Mortgages
2.46
Credit Card Loans 0.00
Consumer Auto Loans 0.34
Small Business Loans 16.46
Construction and Development Loans 15.53
Commercial Real Estate 37.73
Commercial and Industrial Loans 8.70
Farm Loans 2.28

Frequently Asked Questions About Bank Of Weston

Branches and Savings

Is Bank Of Weston FDIC insured?

Yes. It is covered under FDIC Certificate #1418.

Why does Bank Of Weston pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Weston CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Weston a commercial bank?

Yes

Where are Bank Of Weston locations?

See branch locations nearby.

Is Bank Of Weston open on Saturdays?

Is Bank Of Weston open on Sundays?

What time does Bank Of Weston open?

What time does Bank Of Weston close?

Are Bank Of Weston ATMs Open 24/7?

Do Bank Of Weston ATMs accept cash deposits?

Can Bank Of Weston customers use other ATMs?

Do Bank Of Weston branches have notaries?

Will Bank Of Weston notarize my document?

What address for Bank Of Weston should I put for incoming ACH transfers?

Will the Bank Of Weston branch print checks?

Do Bank Of Weston checks expire?

Does Bank Of Weston require US citizenship to open account?

Can Bank Of Weston close my account?

Does Bank Of Weston Report to credit bureaus?

Does Bank Of Weston Use Equifax?

What is Bank Of Weston's ACH Routing Number?

What is Bank Of Weston's SWIFT code?

Products

Does Bank Of Weston offer mortgages?

Compare mortgage rates here.

Does Bank Of Weston offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Weston offer personal loans?

Compare personal loan rates here.

Does Bank Of Weston offer student loans?

Will Bank Of Weston cash a check?

Will Bank Of Weston redeem a savings bond?

Does Bank Of Weston cash savings bonds?

Will Bank Of Weston cash money orders?

Can Bank Of Weston issue a money order?

Does Bank Of Weston do currency exchange?

Background on The Bank

Who owns Bank Of Weston?

How long has Bank Of Weston been around?

Can Bank Of Weston transfer to other banks?

Does Bank Of Weston have quick pay?

Does Bank Of Weston accept rolled coins?

Will Bank Of Weston accept loose change?

Where is Bank Of Weston headquarters?

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