Bankers' Bank of Kansas

555 N Woodlawn St
Wichita, KS 67208

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27351
Date Established 1988
Assets $0.19 billion
Loans $0.13 billion
Deposits $0.15 billion
Capital $0.03 billion

Bankers' Bank of Kansas is an FDIC insured institution located in Wichita, KS. It was founded in 1988 and has approximately $0.19 billion in assets.

For a more detailed analysis of Bankers' Bank of Kansas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bankers' Bank of Kansas’s loan portfolio are Commercial Real Estate, Credit Card Loans, and Commercial and Industrial Loans.

Compared to other banks in Kansas, Bankers' Bank of Kansas has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.90
Multifamily
Mortgages
4.14
Credit Card Loans 17.28
Consumer Auto Loans 0.00
Small Business Loans 4.25
Construction and Development Loans 6.79
Commercial Real Estate 24.98
Commercial and Industrial Loans 15.53
Farm Loans 1.66

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bankers' Bank of Kansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,337 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to Bankers' Bank of Kansas
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Branches

Bankers' Bank of Kansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bankers' Bank of Kansas Locations

Financial Details

Bankers' Bank of Kansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bankers' Bank of Kansas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bankers' Bank of Kansas U.S. Bank Average
2.33% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bankers' Bank of Kansas had $96,000 in non-current loans and $551,000 in owned real estate. To cover these potential losses it had $25,011,000 in equity and $2,790,000 in loans loss reserves. That gives it a Texas Ratio of 2.33%.

Return on Equity
Bankers' Bank of Kansas U.S. Bank Average
6.03% 8.84%

Bankers' Bank of Kansas has a Return on Equity of 6.03% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bankers' Bank of Kansas U.S. Bank Average
13.34% 12.21%

Bankers' Bank of Kansas has a Capitalization of 13.34% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bankers' Bank of Kansas Balance Sheet Analysis

As of December 31, 2017, Bankers' Bank of Kansas had assets of $187,518,000, loans of $125,081,000, and deposits of $150,252,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.02 billion
Net loans and leases $0.13 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.16 billion
LIABILITIES
Total deposits $0.15 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.15 billion
      % insured (estimated) 66.38%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.16 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bankers' Bank Of Kansas

Branches and Savings

Is Bankers' Bank Of Kansas FDIC insured?

Yes. It is covered under FDIC Certificate #27351.

Why does Bankers' Bank Of Kansas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankers' Bank Of Kansas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankers' Bank Of Kansas a commercial bank?

Yes

Where are Bankers' Bank Of Kansas locations?

See branch locations nearby.

Is Bankers' Bank Of Kansas open on Saturdays?

Is Bankers' Bank Of Kansas open on Sundays?

What time does Bankers' Bank Of Kansas open?

What time does Bankers' Bank Of Kansas close?

Are Bankers' Bank Of Kansas ATMs Open 24/7?

Do Bankers' Bank Of Kansas ATMs accept cash deposits?

Can Bankers' Bank Of Kansas customers use other ATMs?

Do Bankers' Bank Of Kansas branches have notaries?

Will Bankers' Bank Of Kansas notarize my document?

What address for Bankers' Bank Of Kansas should I put for incoming ACH transfers?

Will the Bankers' Bank Of Kansas branch print checks?

Do Bankers' Bank Of Kansas checks expire?

Does Bankers' Bank Of Kansas require US citizenship to open account?

Can Bankers' Bank Of Kansas close my account?

Does Bankers' Bank Of Kansas Report to credit bureaus?

Does Bankers' Bank Of Kansas Use Equifax?

What is Bankers' Bank Of Kansas's ACH Routing Number?

What is Bankers' Bank Of Kansas's SWIFT code?

Products

Does Bankers' Bank Of Kansas offer mortgages?

Compare mortgage rates here.

Does Bankers' Bank Of Kansas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankers' Bank Of Kansas offer personal loans?

Compare personal loan rates here.

Does Bankers' Bank Of Kansas offer student loans?

Will Bankers' Bank Of Kansas cash a check?

Will Bankers' Bank Of Kansas redeem a savings bond?

Does Bankers' Bank Of Kansas cash savings bonds?

Will Bankers' Bank Of Kansas cash money orders?

Can Bankers' Bank Of Kansas issue a money order?

Does Bankers' Bank Of Kansas do currency exchange?

Background on The Bank

Who owns Bankers' Bank Of Kansas?

How long has Bankers' Bank Of Kansas been around?

Can Bankers' Bank Of Kansas transfer to other banks?

Does Bankers' Bank Of Kansas have quick pay?

Does Bankers' Bank Of Kansas accept rolled coins?

Will Bankers' Bank Of Kansas accept loose change?

Where is Bankers' Bank Of Kansas headquarters?

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