Bankers' Bank of Kansas

Headquarters

555 N Woodlawn St
Wichita, KS 67208
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bankers' Bank of Kansas is an FDIC insured institution located in Wichita, KS. It was founded in 1988 and has approximately $0.17 billion in assets.

FDIC Insured Yes
FDIC Certificate # 27351
Date Established 1988
Assets $ 166.72 million
Loans $ 123.10 million
Deposits $ 131.93 million
Capital $ 28.05 million
 

For a more detailed analysis of Bankers' Bank of Kansas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 1, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - October 1, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Bankers' Bank of Kansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Note to Bankers' Bank of Kansas
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Branches

Bankers' Bank of Kansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bankers' Bank of Kansas Locations


Financial Details

Bankers' Bank of Kansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bankers' Bank of Kansas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bankers' Bank of Kansas U.S. Bank Average
0.32% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bankers' Bank of Kansas had $98,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $28,045,000 in equity and $2,797,000 in loans loss reserves. That gives it a Texas Ratio of 0.32%.

Return on Equity
Bankers' Bank of Kansas U.S. Bank Average
4.69% 7.80%

Bankers' Bank of Kansas has a Return on Equity of 4.69% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bankers' Bank of Kansas U.S. Bank Average
16.82% 12.68%

Bankers' Bank of Kansas has a Capitalization of 16.82% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bankers' Bank of Kansas Balance Sheet Analysis

As of March 31, 2020, Bankers' Bank of Kansas had assets of $166,720,000, loans of $123,099,000, and deposits of $131,927,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 21.53 million
Interest-bearing balances $ 15.21 million
Total securities $ 1.68 million
Federal funds sold and reverse repurchase $ 10.32 million
Net loans and leases $ 123.10 million
Loan loss allowance $ 2.80 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.14 million
     Total Assets $ 138.68 million
LIABILITIES
Total deposits $ 131.93 million
      Interest-bearing deposits $ 71.17 million
      Deposits held in domestic offices $ 131.93 million
      % insured (estimated) 81.37%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 4.00 million
Subordinated debt N.A.
All other liabilities $ 2.75 million
      Total Liabilities $ 138.68 million
      Shareholders’ Equity $ 28.05 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 1.84 million
Total Interest Expense $ 0.42 million
Net interest income $ 1.42 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 2.12 million
Total non interest expense $ 2.99 million
Pre-tax Net Operating Income $ 0.43 million

Bank Loan Profile?

The top three loan types in Bankers' Bank of Kansas’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Credit Card Loans.

Compared to other banks in Kansas, Bankers' Bank of Kansas has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.93
Multifamily
Mortgages
2.00
Credit Card Loans 15.23
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 6.07
Commercial Real Estate 26.97
Commercial and Industrial Loans 17.10
Farm Loans 4.07

Frequently Asked Questions About Bankers' Bank Of Kansas

Branches and Savings

Is Bankers' Bank Of Kansas FDIC insured?

Yes. It is covered under FDIC Certificate #27351.

Why does Bankers' Bank Of Kansas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankers' Bank Of Kansas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankers' Bank Of Kansas a commercial bank?

Yes

Where are Bankers' Bank Of Kansas locations?

See branch locations nearby.

Is Bankers' Bank Of Kansas open on Saturdays?

Is Bankers' Bank Of Kansas open on Sundays?

What time does Bankers' Bank Of Kansas open?

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Are Bankers' Bank Of Kansas ATMs Open 24/7?

Do Bankers' Bank Of Kansas ATMs accept cash deposits?

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Do Bankers' Bank Of Kansas branches have notaries?

Will Bankers' Bank Of Kansas notarize my document?

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Will the Bankers' Bank Of Kansas branch print checks?

Do Bankers' Bank Of Kansas checks expire?

Does Bankers' Bank Of Kansas require US citizenship to open account?

Can Bankers' Bank Of Kansas close my account?

Does Bankers' Bank Of Kansas Report to credit bureaus?

Does Bankers' Bank Of Kansas Use Equifax?

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Products

Does Bankers' Bank Of Kansas offer mortgages?

Compare mortgage rates here.

Does Bankers' Bank Of Kansas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankers' Bank Of Kansas offer personal loans?

Compare personal loan rates here.

Does Bankers' Bank Of Kansas offer student loans?

Will Bankers' Bank Of Kansas cash a check?

Will Bankers' Bank Of Kansas redeem a savings bond?

Does Bankers' Bank Of Kansas cash savings bonds?

Will Bankers' Bank Of Kansas cash money orders?

Can Bankers' Bank Of Kansas issue a money order?

Does Bankers' Bank Of Kansas do currency exchange?

Background on The Bank

Who owns Bankers' Bank Of Kansas?

How long has Bankers' Bank Of Kansas been around?

Can Bankers' Bank Of Kansas transfer to other banks?

Does Bankers' Bank Of Kansas have quick pay?

Does Bankers' Bank Of Kansas accept rolled coins?

Will Bankers' Bank Of Kansas accept loose change?

Where is Bankers' Bank Of Kansas headquarters?

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