BankGreenville

499 Woodruff Road
Greenville, SC 29607

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58157
Date Established 2006
Assets $0.11 billion
Loans $0.05 billion
Deposits $0.09 billion
Capital $0.01 billion

BankGreenville is an FDIC insured institution located in Greenville, SC. It was founded in 2006 and has approximately $0.11 billion in assets.

For a more detailed analysis of BankGreenville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BankGreenville’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in South Carolina, BankGreenville has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 29.06
Multifamily
Mortgages
1.35
Credit Card Loans 0.00
Consumer Auto Loans 0.26
Small Business Loans 28.39
Construction and Development Loans 12.83
Commercial Real Estate 39.17
Commercial and Industrial Loans 16.77
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bankgreenville, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankGreenville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to BankGreenville
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Branches

BankGreenville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


BankGreenville Locations

Financial Details

BankGreenville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankGreenville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankGreenville U.S. Bank Average
37.84% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BankGreenville had $1,226,000 in non-current loans and $2,810,000 in owned real estate. To cover these potential losses it had $9,703,000 in equity and $963,000 in loans loss reserves. That gives it a Texas Ratio of 37.84%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BankGreenville U.S. Bank Average
2.51% 8.58

BankGreenville has a Return on Equity of 2.51% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BankGreenville U.S. Bank Average
9.23% 12.11

BankGreenville has a Capitalization of 9.23% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankGreenville Balance Sheet Analysis

As of June 30, 2013, BankGreenville had assets of $105,105,000, loans of $51,901,000, and deposits of $90,358,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BankGreenville

Branches and Savings

Is BankGreenville FDIC insured?

Yes. It is covered under FDIC Certificate #58157.

Why does BankGreenville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BankGreenville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BankGreenville a commercial bank?

Yes

Where are BankGreenville locations?

See branch locations nearby.

Is BankGreenville open on Saturdays?

Is BankGreenville open on Sundays?

What time does BankGreenville open?

What time does BankGreenville close?

Are BankGreenville ATMs Open 24/7?

Do BankGreenville ATMs accept cash deposits?

Can BankGreenville customers use other ATMs?

Do BankGreenville branches have notaries?

Will BankGreenville notarize my document?

What address for BankGreenville should I put for incoming ACH transfers?

Will the BankGreenville branch print checks?

Do BankGreenville checks expire?

Does BankGreenville require US citizenship to open account?

Can BankGreenville close my account?

Does BankGreenville Report to credit bureaus?

Does BankGreenville Use Equifax?

What is BankGreenville's ACH Routing Number?

What is BankGreenville's SWIFT code?

Products

Does BankGreenville offer mortgages?

Compare mortgage rates here.

Does BankGreenville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BankGreenville offer personal loans?

Compare personal loan rates here.

Does BankGreenville offer student loans?

Will BankGreenville cash a check?

Will BankGreenville redeem a savings bond?

Does BankGreenville cash savings bonds?

Will BankGreenville cash money orders?

Can BankGreenville issue a money order?

Does BankGreenville do currency exchange?

Background on The Bank

Who owns BankGreenville?

How long has BankGreenville been around?

Can BankGreenville transfer to other banks?

Does BankGreenville have quick pay?

Does BankGreenville accept rolled coins?

Will BankGreenville accept loose change?

Where is BankGreenville headquarters?

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