499 Woodruff Road
Greenville, SC 29607
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

BankGreenville is an FDIC insured institution located in Greenville, SC. It was founded in 2006 and has approximately $0.11 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58157
Date Established 2006
Assets $ 105.11 million
Loans $ 51.90 million
Deposits $ 90.36 million
Capital $ 9.70 million

For a more detailed analysis of BankGreenville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 25, 2021

Your Current Location: Virginia, VA 20146


Loan Rates - July 25, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankGreenville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.588% 2.490%
0.88 points
$3,250 fees
$987 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to BankGreenville
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Financial Details

BankGreenville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankGreenville. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankGreenville U.S. Bank Average
37.84% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, BankGreenville had $1,226,000 in non-current loans and $2,810,000 in owned real estate. To cover these potential losses it had $9,703,000 in equity and $963,000 in loans loss reserves. That gives it a Texas Ratio of 37.84%.

Return on Equity
BankGreenville U.S. Bank Average
2.51% 11.43%

BankGreenville has a Return on Equity of 2.51% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankGreenville U.S. Bank Average
9.23% 11.51%

BankGreenville has a Capitalization of 9.23% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankGreenville Balance Sheet Analysis

As of June 30, 2013, BankGreenville had assets of $105,105,000, loans of $51,901,000, and deposits of $90,358,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 51.90 million
Loan loss allowance $ 0.96 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.81 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 90.36 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 105.11 million

Summary Income Statement

March 31, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in BankGreenville’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in South Carolina, BankGreenville has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 29.06
Credit Card Loans 0.00
Consumer Auto Loans 0.26
Small Business Loans 28.39
Construction and Development Loans 12.83
Commercial Real Estate 39.17
Commercial and Industrial Loans 16.77
Farm Loans 0.00

Frequently Asked Questions About Bankgreenville

Branches and Savings

Is Bankgreenville FDIC insured?

Yes. It is covered under FDIC Certificate #58157.

Why does Bankgreenville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankgreenville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankgreenville a commercial bank?


Where are Bankgreenville locations?

See branch locations nearby.

Is Bankgreenville open on Saturdays?

Is Bankgreenville open on Sundays?

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Are Bankgreenville ATMs Open 24/7?

Do Bankgreenville ATMs accept cash deposits?

Can Bankgreenville customers use other ATMs?

Do Bankgreenville branches have notaries?

Will Bankgreenville notarize my document?

What address for Bankgreenville should I put for incoming ACH transfers?

Will the Bankgreenville branch print checks?

Do Bankgreenville checks expire?

Does Bankgreenville require US citizenship to open account?

Can Bankgreenville close my account?

Does Bankgreenville Report to credit bureaus?

Does Bankgreenville Use Equifax?

What is Bankgreenville's ACH Routing Number?

What is Bankgreenville's SWIFT code?


Does Bankgreenville offer mortgages?

Compare mortgage rates here.

Does Bankgreenville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankgreenville offer personal loans?

Compare personal loan rates here.

Does Bankgreenville offer student loans?

Will Bankgreenville cash a check?

Will Bankgreenville redeem a savings bond?

Does Bankgreenville cash savings bonds?

Will Bankgreenville cash money orders?

Can Bankgreenville issue a money order?

Does Bankgreenville do currency exchange?

Background on The Bank

Who owns Bankgreenville?

How long has Bankgreenville been around?

Can Bankgreenville transfer to other banks?

Does Bankgreenville have quick pay?

Does Bankgreenville accept rolled coins?

Will Bankgreenville accept loose change?

Where is Bankgreenville headquarters?

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