9200 Ne Barry Road
Kansas City, MO 64157


General Bank Information

FDIC Insured Yes
FDIC Certificate # 30817
Date Established 1955
Assets $0.45 billion
Loans $0.36 billion
Deposits $0.38 billion
Capital $0.05 billion

BankLiberty is an FDIC insured institution located in Kansas City, MO. It was founded in 1955 and has approximately $0.45 billion in assets. Customers can open an account at one of its 12 branches.

For a more detailed analysis of BankLiberty's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BankLiberty’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Missouri, BankLiberty has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.63
Credit Card Loans 0.00
Consumer Auto Loans 0.19
Small Business Loans 0.00
Construction and Development Loans 10.50
Commercial Real Estate 47.94
Commercial and Industrial Loans 16.31
Farm Loans 0.07

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.20% $250 - Learn MoreShow Less
MM 10K
0.10% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Premium MM 25K
0.10% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankLiberty

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
4.125% 4.125% 0.00 $0 $1,212 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,800 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to BankLiberty
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BankLiberty branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BankLiberty Locations

Financial Details

BankLiberty Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankLiberty. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankLiberty U.S. Bank Average
10.65% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, BankLiberty had $110,000 in non-current loans and $5,931,000 in owned real estate. To cover these potential losses it had $51,613,000 in equity and $5,109,000 in loans loss reserves. That gives it a Texas Ratio of 10.65%.

Return on Equity
BankLiberty U.S. Bank Average
11.82% 8.84%

BankLiberty has a Return on Equity of 11.82% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankLiberty U.S. Bank Average
11.41% 12.21%

BankLiberty has a Capitalization of 11.41% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankLiberty Balance Sheet Analysis

As of September 30, 2017, BankLiberty had assets of $452,279,000, loans of $362,669,000, and deposits of $378,533,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bankliberty

Branches and Savings

Is Bankliberty FDIC insured?

Yes. It is covered under FDIC Certificate #30817.

Why does Bankliberty pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bankliberty CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bankliberty a commercial bank?


Where are Bankliberty locations?

See branch locations nearby.

Is Bankliberty open on Saturdays?

Is Bankliberty open on Sundays?

What time does Bankliberty open?

What time does Bankliberty close?

Are Bankliberty ATMs Open 24/7?

Do Bankliberty ATMs accept cash deposits?

Can Bankliberty customers use other ATMs?

Do Bankliberty branches have notaries?

Will Bankliberty notarize my document?

What address for Bankliberty should I put for incoming ACH transfers?

Will the Bankliberty branch print checks?

Do Bankliberty checks expire?

Does Bankliberty require US citizenship to open account?

Can Bankliberty close my account?

Does Bankliberty Report to credit bureaus?

Does Bankliberty Use Equifax?

What is Bankliberty's ACH Routing Number?

What is Bankliberty's SWIFT code?


Does Bankliberty offer mortgages?

Compare mortgage rates here.

Does Bankliberty offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bankliberty offer personal loans?

Compare personal loan rates here.

Does Bankliberty offer student loans?

Will Bankliberty cash a check?

Will Bankliberty redeem a savings bond?

Does Bankliberty cash savings bonds?

Will Bankliberty cash money orders?

Can Bankliberty issue a money order?

Does Bankliberty do currency exchange?

Background on The Bank

Who owns Bankliberty?

How long has Bankliberty been around?

Can Bankliberty transfer to other banks?

Does Bankliberty have quick pay?

Does Bankliberty accept rolled coins?

Will Bankliberty accept loose change?

Where is Bankliberty headquarters?

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