BankMeridian, N.A.

1320 Main Street
Columbia, SC 29201


General Bank Information

FDIC Insured Yes
FDIC Certificate # 58222
Date Established 2006
Assets $0.23 billion
Loans $0.15 billion
Deposits $0.21 billion
Capital $0.00 billion

BankMeridian, N.A. is an FDIC insured institution located in Columbia, SC. It was founded in 2006 and has approximately $0.23 billion in assets.

Closed by FDIC on July 29, 2011 and assets transferred to SCBT National Association.

For a more detailed analysis of BankMeridian, N.A.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BankMeridian, N.A.’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, BankMeridian, N.A.’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bankmeridian, N.a., but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankMeridian, N.A.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to BankMeridian, N.A.
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BankMeridian, N.A. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BankMeridian, N.A. Locations

Financial Details

BankMeridian, N.A. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankMeridian, N.A.. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankMeridian, N.A. U.S. Bank Average
557.59% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BankMeridian, N.A. had $40,290,000 in non-current loans and $14,761,000 in owned real estate. To cover these potential losses it had $1,652,000 in equity and $8,221,000 in loans loss reserves. That gives it a Texas Ratio of 557.59%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BankMeridian, N.A. U.S. Bank Average
-316.91% 8.58

BankMeridian, N.A. has a Return on Equity of -316.91% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankMeridian, N.A. U.S. Bank Average
0.71% 12.11

BankMeridian, N.A. has a Capitalization of 0.71% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankMeridian, N.A. Balance Sheet Analysis

As of June 30, 2011, BankMeridian, N.A. had assets of $232,648,000, loans of $152,068,000, and deposits of $209,737,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BankMeridian, N.A.

Branches and Savings

Is BankMeridian, N.A. FDIC insured?

Yes. It is covered under FDIC Certificate #58222.

Why does BankMeridian, N.A. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BankMeridian, N.A. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BankMeridian, N.A. a commercial bank?


Where are BankMeridian, N.A. locations?

See branch locations nearby.

Is BankMeridian, N.A. open on Saturdays?

Is BankMeridian, N.A. open on Sundays?

What time does BankMeridian, N.A. open?

What time does BankMeridian, N.A. close?

Are BankMeridian, N.A. ATMs Open 24/7?

Do BankMeridian, N.A. ATMs accept cash deposits?

Can BankMeridian, N.A. customers use other ATMs?

Do BankMeridian, N.A. branches have notaries?

Will BankMeridian, N.A. notarize my document?

What address for BankMeridian, N.A. should I put for incoming ACH transfers?

Will the BankMeridian, N.A. branch print checks?

Do BankMeridian, N.A. checks expire?

Does BankMeridian, N.A. require US citizenship to open account?

Can BankMeridian, N.A. close my account?

Does BankMeridian, N.A. Report to credit bureaus?

Does BankMeridian, N.A. Use Equifax?

What is BankMeridian, N.A.'s ACH Routing Number?

What is BankMeridian, N.A.'s SWIFT code?


Does BankMeridian, N.A. offer mortgages?

Compare mortgage rates here.

Does BankMeridian, N.A. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BankMeridian, N.A. offer personal loans?

Compare personal loan rates here.

Does BankMeridian, N.A. offer student loans?

Will BankMeridian, N.A. cash a check?

Will BankMeridian, N.A. redeem a savings bond?

Does BankMeridian, N.A. cash savings bonds?

Will BankMeridian, N.A. cash money orders?

Can BankMeridian, N.A. issue a money order?

Does BankMeridian, N.A. do currency exchange?

Background on The Bank

Who owns BankMeridian, N.A.?

How long has BankMeridian, N.A. been around?

Can BankMeridian, N.A. transfer to other banks?

Does BankMeridian, N.A. have quick pay?

Does BankMeridian, N.A. accept rolled coins?

Will BankMeridian, N.A. accept loose change?

Where is BankMeridian, N.A. headquarters?

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