Banks of Wisconsin

5117 Green Bay Road
Kenosha, WI 53144


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35386
Date Established 2000
Assets $0.13 billion
Loans $0.08 billion
Deposits $0.13 billion
Capital $0.00 billion

Banks of Wisconsin is an FDIC insured institution located in Kenosha, WI. It was founded in 2000 and has approximately $0.13 billion in assets.

For a more detailed analysis of Banks of Wisconsin's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Banks of Wisconsin’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Wisconsin, Banks of Wisconsin has a significantly higher percent of Multifamily Mortgages, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 35.57
Credit Card Loans 0.00
Consumer Auto Loans 0.14
Small Business Loans 26.36
Construction and Development Loans 4.92
Commercial Real Estate 38.11
Commercial and Industrial Loans 14.67
Farm Loans 0.00

Deposit Rates - June 20, 2019

Your Current Location: Washington, WA 98109

There are currently no rates available for Banks Of Wisconsin, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - June 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Banks of Wisconsin

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($2) $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to Banks of Wisconsin
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Financial Details

Banks of Wisconsin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banks of Wisconsin. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Banks of Wisconsin U.S. Bank Average
271.12% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Banks of Wisconsin had $12,520,000 in non-current loans and $12,336,000 in owned real estate. To cover these potential losses it had $2,904,000 in equity and $6,264,000 in loans loss reserves. That gives it a Texas Ratio of 271.12%.

Return on Equity
Banks of Wisconsin U.S. Bank Average
-70.57% 8.80%

Banks of Wisconsin has a Return on Equity of -70.57% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Banks of Wisconsin U.S. Bank Average
2.17% 12.29%

Banks of Wisconsin has a Capitalization of 2.17% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banks of Wisconsin Balance Sheet Analysis

As of March 31, 2013, Banks of Wisconsin had assets of $134,024,000, loans of $82,580,000, and deposits of $127,590,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.08 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.13 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.13 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Banks Of Wisconsin

Branches and Savings

Is Banks Of Wisconsin FDIC insured?

Yes. It is covered under FDIC Certificate #35386.

Why does Banks Of Wisconsin pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banks Of Wisconsin CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banks Of Wisconsin a commercial bank?


Where are Banks Of Wisconsin locations?

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Is Banks Of Wisconsin open on Saturdays?

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Are Banks Of Wisconsin ATMs Open 24/7?

Do Banks Of Wisconsin ATMs accept cash deposits?

Can Banks Of Wisconsin customers use other ATMs?

Do Banks Of Wisconsin branches have notaries?

Will Banks Of Wisconsin notarize my document?

What address for Banks Of Wisconsin should I put for incoming ACH transfers?

Will the Banks Of Wisconsin branch print checks?

Do Banks Of Wisconsin checks expire?

Does Banks Of Wisconsin require US citizenship to open account?

Can Banks Of Wisconsin close my account?

Does Banks Of Wisconsin Report to credit bureaus?

Does Banks Of Wisconsin Use Equifax?

What is Banks Of Wisconsin's ACH Routing Number?

What is Banks Of Wisconsin's SWIFT code?


Does Banks Of Wisconsin offer mortgages?

Compare mortgage rates here.

Does Banks Of Wisconsin offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banks Of Wisconsin offer personal loans?

Compare personal loan rates here.

Does Banks Of Wisconsin offer student loans?

Will Banks Of Wisconsin cash a check?

Will Banks Of Wisconsin redeem a savings bond?

Does Banks Of Wisconsin cash savings bonds?

Will Banks Of Wisconsin cash money orders?

Can Banks Of Wisconsin issue a money order?

Does Banks Of Wisconsin do currency exchange?

Background on The Bank

Who owns Banks Of Wisconsin?

How long has Banks Of Wisconsin been around?

Can Banks Of Wisconsin transfer to other banks?

Does Banks Of Wisconsin have quick pay?

Does Banks Of Wisconsin accept rolled coins?

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Where is Banks Of Wisconsin headquarters?

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