Baytree National Bank & Trust Company

664 N. Western Avenue
Lake Forest, IL 60045

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35431
Date Established 2000
Assets $0.09 billion
Loans $0.07 billion
Deposits $0.08 billion
Capital $0.00 billion

Baytree National Bank & Trust Company is an FDIC insured institution located in Lake Forest, IL. It was founded in 2000 and has approximately $0.08 billion in assets.

For a more detailed analysis of Baytree National Bank & Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Baytree National Bank & Trust Company’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Baytree National Bank & Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.15
Multifamily
Mortgages
1.54
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 3.59
Construction and Development Loans 0.00
Commercial Real Estate 7.60
Commercial and Industrial Loans 6.24
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Baytree National Bank & Trust Company, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Baytree National Bank & Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Baytree National Bank & Trust Company
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Branches

Baytree National Bank & Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Baytree National Bank & Trust Company Locations

Financial Details

Baytree National Bank & Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baytree National Bank & Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Baytree National Bank & Trust Company U.S. Bank Average
110.58% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Baytree National Bank & Trust Company had $2,710,000 in non-current loans and $2,181,000 in owned real estate. To cover these potential losses it had $3,062,000 in equity and $1,361,000 in loans loss reserves. That gives it a Texas Ratio of 110.58%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Baytree National Bank & Trust Company U.S. Bank Average
-72.93% 8.58

Baytree National Bank & Trust Company has a Return on Equity of -72.93% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Baytree National Bank & Trust Company U.S. Bank Average
3.32% 12.11

Baytree National Bank & Trust Company has a Capitalization of 3.32% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Baytree National Bank & Trust Company Balance Sheet Analysis

As of September 30, 2014, Baytree National Bank & Trust Company had assets of $76,684,000, loans of $66,810,000, and deposits of $81,260,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Baytree National Bank & Trust Company

Branches and Savings

Is Baytree National Bank & Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #35431.

Why does Baytree National Bank & Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Baytree National Bank & Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Baytree National Bank & Trust Company a commercial bank?

Yes

Where are Baytree National Bank & Trust Company locations?

See branch locations nearby.

Is Baytree National Bank & Trust Company open on Saturdays?

Is Baytree National Bank & Trust Company open on Sundays?

What time does Baytree National Bank & Trust Company open?

What time does Baytree National Bank & Trust Company close?

Are Baytree National Bank & Trust Company ATMs Open 24/7?

Do Baytree National Bank & Trust Company ATMs accept cash deposits?

Can Baytree National Bank & Trust Company customers use other ATMs?

Do Baytree National Bank & Trust Company branches have notaries?

Will Baytree National Bank & Trust Company notarize my document?

What address for Baytree National Bank & Trust Company should I put for incoming ACH transfers?

Will the Baytree National Bank & Trust Company branch print checks?

Do Baytree National Bank & Trust Company checks expire?

Does Baytree National Bank & Trust Company require US citizenship to open account?

Can Baytree National Bank & Trust Company close my account?

Does Baytree National Bank & Trust Company Report to credit bureaus?

Does Baytree National Bank & Trust Company Use Equifax?

What is Baytree National Bank & Trust Company's ACH Routing Number?

What is Baytree National Bank & Trust Company's SWIFT code?

Products

Does Baytree National Bank & Trust Company offer mortgages?

Compare mortgage rates here.

Does Baytree National Bank & Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Baytree National Bank & Trust Company offer personal loans?

Compare personal loan rates here.

Does Baytree National Bank & Trust Company offer student loans?

Will Baytree National Bank & Trust Company cash a check?

Will Baytree National Bank & Trust Company redeem a savings bond?

Does Baytree National Bank & Trust Company cash savings bonds?

Will Baytree National Bank & Trust Company cash money orders?

Can Baytree National Bank & Trust Company issue a money order?

Does Baytree National Bank & Trust Company do currency exchange?

Background on The Bank

Who owns Baytree National Bank & Trust Company?

How long has Baytree National Bank & Trust Company been around?

Can Baytree National Bank & Trust Company transfer to other banks?

Does Baytree National Bank & Trust Company have quick pay?

Does Baytree National Bank & Trust Company accept rolled coins?

Will Baytree National Bank & Trust Company accept loose change?

Where is Baytree National Bank & Trust Company headquarters?

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