BC National Banks

1109 W. Ft. Scott Street
Butler, MO 64730

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17792
Date Established 1902
Assets $0.07 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.00 billion

BC National Banks is an FDIC insured institution located in Butler, MO. It was founded in 1902 and has approximately $0.05 billion in assets.

BC National Banks, Butler, Missouri, was closed April 30, 2010 by the Office of the Comptroller of the Currency, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Community First Bank, Butler, Missouri, to assume all of the deposits of BC National Banks.

For a more detailed analysis of BC National Banks's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BC National Banks’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, BC National Banks’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bc National Banks, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BC National Banks

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Payment
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AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.799% 4.750% 0.00 $1,408 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to BC National Banks
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Branches

BC National Banks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


BC National Banks Locations

Financial Details

BC National Banks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BC National Banks. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BC National Banks U.S. Bank Average
88.58% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, BC National Banks had $3,096,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,442,000 in equity and $2,053,000 in loans loss reserves. That gives it a Texas Ratio of 88.58%.

Return on Equity
BC National Banks U.S. Bank Average
-140.45% 9.35%

BC National Banks has a Return on Equity of -140.45% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BC National Banks U.S. Bank Average
2.15% 12.01%

BC National Banks has a Capitalization of 2.15% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BC National Banks Balance Sheet Analysis

As of November 30, -0001, BC National Banks had assets of $52,204,000, loans of $37,298,000, and deposits of $54,926,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.07 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bc National Banks

Branches and Savings

Is Bc National Banks FDIC insured?

Yes. It is covered under FDIC Certificate #17792.

Why does Bc National Banks pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bc National Banks CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bc National Banks a commercial bank?

Yes

Where are Bc National Banks locations?

See branch locations nearby.

Is Bc National Banks open on Saturdays?

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What time does Bc National Banks close?

Are Bc National Banks ATMs Open 24/7?

Do Bc National Banks ATMs accept cash deposits?

Can Bc National Banks customers use other ATMs?

Do Bc National Banks branches have notaries?

Will Bc National Banks notarize my document?

What address for Bc National Banks should I put for incoming ACH transfers?

Will the Bc National Banks branch print checks?

Do Bc National Banks checks expire?

Does Bc National Banks require US citizenship to open account?

Can Bc National Banks close my account?

Does Bc National Banks Report to credit bureaus?

Does Bc National Banks Use Equifax?

What is Bc National Banks's ACH Routing Number?

What is Bc National Banks's SWIFT code?

Products

Does Bc National Banks offer mortgages?

Compare mortgage rates here.

Does Bc National Banks offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bc National Banks offer personal loans?

Compare personal loan rates here.

Does Bc National Banks offer student loans?

Will Bc National Banks cash a check?

Will Bc National Banks redeem a savings bond?

Does Bc National Banks cash savings bonds?

Will Bc National Banks cash money orders?

Can Bc National Banks issue a money order?

Does Bc National Banks do currency exchange?

Background on The Bank

Who owns Bc National Banks?

How long has Bc National Banks been around?

Can Bc National Banks transfer to other banks?

Does Bc National Banks have quick pay?

Does Bc National Banks accept rolled coins?

Will Bc National Banks accept loose change?

Where is Bc National Banks headquarters?

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