Bison State Bank

223 Main Street
Bison, KS 67520

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14083
Date Established 1901
Assets $0.01 billion
Loans $0.00 billion
Deposits $0.01 billion
Capital $0.00 billion

Bison State Bank is an FDIC insured institution located in Bison, KS. It was founded in 1901 and has approximately $0.01 billion in assets.

For a more detailed analysis of Bison State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bison State Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Kansas, Bison State Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.86
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 12.59
Small Business Loans 4.05
Construction and Development Loans 0.00
Commercial Real Estate 4.05
Commercial and Industrial Loans 19.51
Farm Loans 26.57

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bison State Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bison State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bison State Bank
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Branches

Bison State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bison State Bank Locations

Financial Details

Bison State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bison State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bison State Bank U.S. Bank Average
2.59% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bison State Bank had $29,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $978,000 in equity and $141,000 in loans loss reserves. That gives it a Texas Ratio of 2.59%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bison State Bank U.S. Bank Average
-12.71% 8.58

Bison State Bank has a Return on Equity of -12.71% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bison State Bank U.S. Bank Average
12.21% 12.11

Bison State Bank has a Capitalization of 12.21% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bison State Bank Balance Sheet Analysis

As of June 30, 2017, Bison State Bank had assets of $8,010,000, loans of $3,700,000, and deposits of $7,031,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bison State Bank

Branches and Savings

Is Bison State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14083.

Why does Bison State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bison State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bison State Bank a commercial bank?

Yes

Where are Bison State Bank locations?

See branch locations nearby.

Is Bison State Bank open on Saturdays?

Is Bison State Bank open on Sundays?

What time does Bison State Bank open?

What time does Bison State Bank close?

Are Bison State Bank ATMs Open 24/7?

Do Bison State Bank ATMs accept cash deposits?

Can Bison State Bank customers use other ATMs?

Do Bison State Bank branches have notaries?

Will Bison State Bank notarize my document?

What address for Bison State Bank should I put for incoming ACH transfers?

Will the Bison State Bank branch print checks?

Do Bison State Bank checks expire?

Does Bison State Bank require US citizenship to open account?

Can Bison State Bank close my account?

Does Bison State Bank Report to credit bureaus?

Does Bison State Bank Use Equifax?

What is Bison State Bank's ACH Routing Number?

What is Bison State Bank's SWIFT code?

Products

Does Bison State Bank offer mortgages?

Compare mortgage rates here.

Does Bison State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bison State Bank offer personal loans?

Compare personal loan rates here.

Does Bison State Bank offer student loans?

Will Bison State Bank cash a check?

Will Bison State Bank redeem a savings bond?

Does Bison State Bank cash savings bonds?

Will Bison State Bank cash money orders?

Can Bison State Bank issue a money order?

Does Bison State Bank do currency exchange?

Background on The Bank

Who owns Bison State Bank?

How long has Bison State Bank been around?

Can Bison State Bank transfer to other banks?

Does Bison State Bank have quick pay?

Does Bison State Bank accept rolled coins?

Will Bison State Bank accept loose change?

Where is Bison State Bank headquarters?

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