BlueHarbor Bank

106 Corporate Park Drive
Mooresville, NC 28117

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58691
Date Established 2008
Assets $0.19 billion
Loans $0.16 billion
Deposits $0.16 billion
Capital $0.02 billion

BlueHarbor Bank is an FDIC insured institution located in Mooresville, NC. It was founded in 2008 and has approximately $0.19 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of BlueHarbor Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BlueHarbor Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, BlueHarbor Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.77
Multifamily
Mortgages
1.84
Credit Card Loans 0.00
Consumer Auto Loans 0.06
Small Business Loans 21.42
Construction and Development Loans 12.22
Commercial Real Estate 37.60
Commercial and Industrial Loans 9.91
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Blueharbor Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BlueHarbor Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to BlueHarbor Bank
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Branches

BlueHarbor Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Blueharbor Bank Locations

Financial Details

BlueHarbor Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BlueHarbor Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BlueHarbor Bank U.S. Bank Average
4.53% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, BlueHarbor Bank had $425,000 in non-current loans and $767,000 in owned real estate. To cover these potential losses it had $24,590,000 in equity and $1,715,000 in loans loss reserves. That gives it a Texas Ratio of 4.53%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
BlueHarbor Bank U.S. Bank Average
6.45% 8.58

BlueHarbor Bank has a Return on Equity of 6.45% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BlueHarbor Bank U.S. Bank Average
12.79% 12.11

BlueHarbor Bank has a Capitalization of 12.79% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BlueHarbor Bank Balance Sheet Analysis

As of June 30, 2017, BlueHarbor Bank had assets of $192,236,000, loans of $164,050,000, and deposits of $158,735,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About BlueHarbor Bank

Branches and Savings

Is BlueHarbor Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58691.

Why does BlueHarbor Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are BlueHarbor Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is BlueHarbor Bank a commercial bank?

Yes

Where are BlueHarbor Bank locations?

See branch locations nearby.

Is BlueHarbor Bank open on Saturdays?

Is BlueHarbor Bank open on Sundays?

What time does BlueHarbor Bank open?

What time does BlueHarbor Bank close?

Are BlueHarbor Bank ATMs Open 24/7?

Do BlueHarbor Bank ATMs accept cash deposits?

Can BlueHarbor Bank customers use other ATMs?

Do BlueHarbor Bank branches have notaries?

Will BlueHarbor Bank notarize my document?

What address for BlueHarbor Bank should I put for incoming ACH transfers?

Will the BlueHarbor Bank branch print checks?

Do BlueHarbor Bank checks expire?

Does BlueHarbor Bank require US citizenship to open account?

Can BlueHarbor Bank close my account?

Does BlueHarbor Bank Report to credit bureaus?

Does BlueHarbor Bank Use Equifax?

What is BlueHarbor Bank's ACH Routing Number?

What is BlueHarbor Bank's SWIFT code?

Products

Does BlueHarbor Bank offer mortgages?

Compare mortgage rates here.

Does BlueHarbor Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does BlueHarbor Bank offer personal loans?

Compare personal loan rates here.

Does BlueHarbor Bank offer student loans?

Will BlueHarbor Bank cash a check?

Will BlueHarbor Bank redeem a savings bond?

Does BlueHarbor Bank cash savings bonds?

Will BlueHarbor Bank cash money orders?

Can BlueHarbor Bank issue a money order?

Does BlueHarbor Bank do currency exchange?

Background on The Bank

Who owns BlueHarbor Bank?

How long has BlueHarbor Bank been around?

Can BlueHarbor Bank transfer to other banks?

Does BlueHarbor Bank have quick pay?

Does BlueHarbor Bank accept rolled coins?

Will BlueHarbor Bank accept loose change?

Where is BlueHarbor Bank headquarters?

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