Bonduel State Bank

130 North Cecil Street
Bonduel, WI 54107

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11235
Date Established 1906
Assets $0.06 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.01 billion

Bonduel State Bank is an FDIC insured institution located in Bonduel, WI. It was founded in 1906 and has approximately $0.06 billion in assets.

For a more detailed analysis of Bonduel State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bonduel State Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Wisconsin, Bonduel State Bank has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.33
Multifamily
Mortgages
0.00
Credit Card Loans 0.39
Consumer Auto Loans 7.85
Small Business Loans 19.47
Construction and Development Loans 0.00
Commercial Real Estate 19.47
Commercial and Industrial Loans 25.25
Farm Loans 13.74

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bonduel State Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bonduel State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
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Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bonduel State Bank
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Branches

Bonduel State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bonduel State Bank Locations

Financial Details

Bonduel State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bonduel State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bonduel State Bank U.S. Bank Average
4.88% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bonduel State Bank had $628,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $12,632,000 in equity and $228,000 in loans loss reserves. That gives it a Texas Ratio of 4.88%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bonduel State Bank U.S. Bank Average
4.64% 8.58

Bonduel State Bank has a Return on Equity of 4.64% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bonduel State Bank U.S. Bank Average
22.1% 12.11

Bonduel State Bank has a Capitalization of 22.1% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bonduel State Bank Balance Sheet Analysis

As of June 30, 2017, Bonduel State Bank had assets of $57,169,000, loans of $17,308,000, and deposits of $44,128,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bonduel State Bank

Branches and Savings

Is Bonduel State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11235.

Why does Bonduel State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bonduel State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bonduel State Bank a commercial bank?

Yes

Where are Bonduel State Bank locations?

See branch locations nearby.

Is Bonduel State Bank open on Saturdays?

Is Bonduel State Bank open on Sundays?

What time does Bonduel State Bank open?

What time does Bonduel State Bank close?

Are Bonduel State Bank ATMs Open 24/7?

Do Bonduel State Bank ATMs accept cash deposits?

Can Bonduel State Bank customers use other ATMs?

Do Bonduel State Bank branches have notaries?

Will Bonduel State Bank notarize my document?

What address for Bonduel State Bank should I put for incoming ACH transfers?

Will the Bonduel State Bank branch print checks?

Do Bonduel State Bank checks expire?

Does Bonduel State Bank require US citizenship to open account?

Can Bonduel State Bank close my account?

Does Bonduel State Bank Report to credit bureaus?

Does Bonduel State Bank Use Equifax?

What is Bonduel State Bank's ACH Routing Number?

What is Bonduel State Bank's SWIFT code?

Products

Does Bonduel State Bank offer mortgages?

Compare mortgage rates here.

Does Bonduel State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bonduel State Bank offer personal loans?

Compare personal loan rates here.

Does Bonduel State Bank offer student loans?

Will Bonduel State Bank cash a check?

Will Bonduel State Bank redeem a savings bond?

Does Bonduel State Bank cash savings bonds?

Will Bonduel State Bank cash money orders?

Can Bonduel State Bank issue a money order?

Does Bonduel State Bank do currency exchange?

Background on The Bank

Who owns Bonduel State Bank?

How long has Bonduel State Bank been around?

Can Bonduel State Bank transfer to other banks?

Does Bonduel State Bank have quick pay?

Does Bonduel State Bank accept rolled coins?

Will Bonduel State Bank accept loose change?

Where is Bonduel State Bank headquarters?

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