Boulevard Bank

Headquarters

12800 Corporate Hill Drive
Des Peres, MO 63131
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Boulevard Bank is an FDIC insured institution located in Des Peres, MO. It was founded in 1884 and has approximately $0.02 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 30866
Date Established 1884
Assets $ 575.24 million
Loans $ 320.27 million
Deposits $ 527.99 million
Capital $ 44.13 million
 

For a more detailed analysis of Boulevard Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Boulevard Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,128 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
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4.000 %
$0 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
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2.990 %
$0 Learn More
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Note to Boulevard Bank
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Branches

Boulevard Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Boulevard Bank Locations


Financial Details

Boulevard Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Boulevard Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Boulevard Bank U.S. Bank Average
4.69% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Boulevard Bank had $1,855,000 in non-current loans and $213,000 in owned real estate. To cover these potential losses it had $44,129,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 4.69%.

Return on Equity
Boulevard Bank U.S. Bank Average
-147.27% 7.80%

Boulevard Bank has a Return on Equity of -147.27% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Boulevard Bank U.S. Bank Average
7.67% 12.68%

Boulevard Bank has a Capitalization of 7.67% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Boulevard Bank Balance Sheet Analysis

As of March 31, 2015, Boulevard Bank had assets of $19,834,000, loans of $320,270,000, and deposits of $527,987,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 320.27 million
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.21 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 527.99 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 575.24 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Boulevard Bank’s loan portfolio are Consumer Auto Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Missouri, Boulevard Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 14.57
Multifamily
Mortgages
0.22
Credit Card Loans 0.00
Consumer Auto Loans 22.74
Small Business Loans 0.17
Construction and Development Loans 0.01
Commercial Real Estate 0.52
Commercial and Industrial Loans 7.46
Farm Loans 0.00

Frequently Asked Questions About Boulevard Bank

Branches and Savings

Is Boulevard Bank FDIC insured?

Yes. It is covered under FDIC Certificate #30866.

Why does Boulevard Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Boulevard Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Boulevard Bank a commercial bank?

Yes

Where are Boulevard Bank locations?

See branch locations nearby.

Is Boulevard Bank open on Saturdays?

Is Boulevard Bank open on Sundays?

What time does Boulevard Bank open?

What time does Boulevard Bank close?

Are Boulevard Bank ATMs Open 24/7?

Do Boulevard Bank ATMs accept cash deposits?

Can Boulevard Bank customers use other ATMs?

Do Boulevard Bank branches have notaries?

Will Boulevard Bank notarize my document?

What address for Boulevard Bank should I put for incoming ACH transfers?

Will the Boulevard Bank branch print checks?

Do Boulevard Bank checks expire?

Does Boulevard Bank require US citizenship to open account?

Can Boulevard Bank close my account?

Does Boulevard Bank Report to credit bureaus?

Does Boulevard Bank Use Equifax?

What is Boulevard Bank's ACH Routing Number?

What is Boulevard Bank's SWIFT code?

Products

Does Boulevard Bank offer mortgages?

Compare mortgage rates here.

Does Boulevard Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Boulevard Bank offer personal loans?

Compare personal loan rates here.

Does Boulevard Bank offer student loans?

Will Boulevard Bank cash a check?

Will Boulevard Bank redeem a savings bond?

Does Boulevard Bank cash savings bonds?

Will Boulevard Bank cash money orders?

Can Boulevard Bank issue a money order?

Does Boulevard Bank do currency exchange?

Background on The Bank

Who owns Boulevard Bank?

How long has Boulevard Bank been around?

Can Boulevard Bank transfer to other banks?

Does Boulevard Bank have quick pay?

Does Boulevard Bank accept rolled coins?

Will Boulevard Bank accept loose change?

Where is Boulevard Bank headquarters?

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