BPD Bank

Headquarters

90 Broad Street, 5th Floor
New York, NY 10004
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

BPD Bank is an FDIC insured institution located in New York, NY. It was founded in 1986 and has approximately $0 billion in assets.

FDIC Insured Yes
FDIC Certificate # 26508
Date Established 1986
Assets $ 4.69 million
Loans N.A.
Deposits N.A.
Capital $ 0.39 million
 

For a more detailed analysis of BPD Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BPD Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to BPD Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

BPD Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


BPD Bank Locations


Financial Details

BPD Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BPD Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BPD Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, BPD Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $392,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
BPD Bank U.S. Bank Average
-31.74% 7.80%

BPD Bank has a Return on Equity of -31.74% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BPD Bank U.S. Bank Average
8.37% 12.68%

BPD Bank has a Capitalization of 8.37% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BPD Bank Balance Sheet Analysis

As of December 31, 2013, BPD Bank had assets of $4,264,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 4.69 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in BPD Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, BPD Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Bpd Bank

Branches and Savings

Is Bpd Bank FDIC insured?

Yes. It is covered under FDIC Certificate #26508.

Why does Bpd Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bpd Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bpd Bank a commercial bank?

Yes

Where are Bpd Bank locations?

See branch locations nearby.

Is Bpd Bank open on Saturdays?

Is Bpd Bank open on Sundays?

What time does Bpd Bank open?

What time does Bpd Bank close?

Are Bpd Bank ATMs Open 24/7?

Do Bpd Bank ATMs accept cash deposits?

Can Bpd Bank customers use other ATMs?

Do Bpd Bank branches have notaries?

Will Bpd Bank notarize my document?

What address for Bpd Bank should I put for incoming ACH transfers?

Will the Bpd Bank branch print checks?

Do Bpd Bank checks expire?

Does Bpd Bank require US citizenship to open account?

Can Bpd Bank close my account?

Does Bpd Bank Report to credit bureaus?

Does Bpd Bank Use Equifax?

What is Bpd Bank's ACH Routing Number?

What is Bpd Bank's SWIFT code?

Products

Does Bpd Bank offer mortgages?

Compare mortgage rates here.

Does Bpd Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bpd Bank offer personal loans?

Compare personal loan rates here.

Does Bpd Bank offer student loans?

Will Bpd Bank cash a check?

Will Bpd Bank redeem a savings bond?

Does Bpd Bank cash savings bonds?

Will Bpd Bank cash money orders?

Can Bpd Bank issue a money order?

Does Bpd Bank do currency exchange?

Background on The Bank

Who owns Bpd Bank?

How long has Bpd Bank been around?

Can Bpd Bank transfer to other banks?

Does Bpd Bank have quick pay?

Does Bpd Bank accept rolled coins?

Will Bpd Bank accept loose change?

Where is Bpd Bank headquarters?

Customer Reviews for BPD Bank

There are currently no comments for BPD Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →