Brazos Valley Bank, National Association

4030 Highway 6 South
College Station, TX 77845

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57693
Date Established 2004
Assets $0.11 billion
Loans $0.07 billion
Deposits $0.10 billion
Capital $0.01 billion

Brazos Valley Bank, National Association is an FDIC insured institution located in College Station, TX. It was founded in 2004 and has approximately $0.11 billion in assets.

For a more detailed analysis of Brazos Valley Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brazos Valley Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Brazos Valley Bank, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Brazos Valley Bank, National Association, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brazos Valley Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Brazos Valley Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Brazos Valley Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brazos Valley Bank, National Association Locations

Financial Details

Brazos Valley Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brazos Valley Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brazos Valley Bank, National Association U.S. Bank Average
36.51% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Brazos Valley Bank, National Association had $3,206,000 in non-current loans and $1,837,000 in owned real estate. To cover these potential losses it had $11,590,000 in equity and $2,223,000 in loans loss reserves. That gives it a Texas Ratio of 36.51%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Brazos Valley Bank, National Association U.S. Bank Average
-20.09% 8.58

Brazos Valley Bank, National Association has a Return on Equity of -20.09% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brazos Valley Bank, National Association U.S. Bank Average
10.65% 12.11

Brazos Valley Bank, National Association has a Capitalization of 10.65% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brazos Valley Bank, National Association Balance Sheet Analysis

As of March 31, 2012, Brazos Valley Bank, National Association had assets of $108,816,000, loans of $66,278,000, and deposits of $96,392,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Brazos Valley Bank, National Association

Branches and Savings

Is Brazos Valley Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #57693.

Why does Brazos Valley Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brazos Valley Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brazos Valley Bank, National Association a commercial bank?

Yes

Where are Brazos Valley Bank, National Association locations?

See branch locations nearby.

Is Brazos Valley Bank, National Association open on Saturdays?

Is Brazos Valley Bank, National Association open on Sundays?

What time does Brazos Valley Bank, National Association open?

What time does Brazos Valley Bank, National Association close?

Are Brazos Valley Bank, National Association ATMs Open 24/7?

Do Brazos Valley Bank, National Association ATMs accept cash deposits?

Can Brazos Valley Bank, National Association customers use other ATMs?

Do Brazos Valley Bank, National Association branches have notaries?

Will Brazos Valley Bank, National Association notarize my document?

What address for Brazos Valley Bank, National Association should I put for incoming ACH transfers?

Will the Brazos Valley Bank, National Association branch print checks?

Do Brazos Valley Bank, National Association checks expire?

Does Brazos Valley Bank, National Association require US citizenship to open account?

Can Brazos Valley Bank, National Association close my account?

Does Brazos Valley Bank, National Association Report to credit bureaus?

Does Brazos Valley Bank, National Association Use Equifax?

What is Brazos Valley Bank, National Association's ACH Routing Number?

What is Brazos Valley Bank, National Association's SWIFT code?

Products

Does Brazos Valley Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Brazos Valley Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brazos Valley Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Brazos Valley Bank, National Association offer student loans?

Will Brazos Valley Bank, National Association cash a check?

Will Brazos Valley Bank, National Association redeem a savings bond?

Does Brazos Valley Bank, National Association cash savings bonds?

Will Brazos Valley Bank, National Association cash money orders?

Can Brazos Valley Bank, National Association issue a money order?

Does Brazos Valley Bank, National Association do currency exchange?

Background on The Bank

Who owns Brazos Valley Bank, National Association?

How long has Brazos Valley Bank, National Association been around?

Can Brazos Valley Bank, National Association transfer to other banks?

Does Brazos Valley Bank, National Association have quick pay?

Does Brazos Valley Bank, National Association accept rolled coins?

Will Brazos Valley Bank, National Association accept loose change?

Where is Brazos Valley Bank, National Association headquarters?

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