Brickyard Bank

6676 North Lincoln Avenue
Lincolnwood, IL 60712

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22811
Date Established 1979
Assets $0.11 billion
Loans $0.08 billion
Deposits $0.09 billion
Capital $0.01 billion

Brickyard Bank is an FDIC insured institution located in Lincolnwood, IL. It was founded in 1979 and has approximately $0.11 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Brickyard Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brickyard Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Illinois, Brickyard Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.24
Multifamily
Mortgages
9.57
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.00
Construction and Development Loans 2.75
Commercial Real Estate 52.14
Commercial and Industrial Loans 14.68
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $500 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brickyard Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
CapWest Home Loans
NMLS ID: 6521
4.284% 4.250% 0.00 $997 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Brickyard Bank
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Branches

Brickyard Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brickyard Bank Locations

Financial Details

Brickyard Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brickyard Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brickyard Bank U.S. Bank Average
50.86% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Brickyard Bank had $3,031,000 in non-current loans and $3,819,000 in owned real estate. To cover these potential losses it had $11,715,000 in equity and $1,753,000 in loans loss reserves. That gives it a Texas Ratio of 50.86%.

Return on Equity
Brickyard Bank U.S. Bank Average
5.46% 8.84%

Brickyard Bank has a Return on Equity of 5.46% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brickyard Bank U.S. Bank Average
11% 12.21%

Brickyard Bank has a Capitalization of 11% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brickyard Bank Balance Sheet Analysis

As of September 30, 2017, Brickyard Bank had assets of $106,469,000, loans of $80,609,000, and deposits of $94,252,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Brickyard Bank

Branches and Savings

Is Brickyard Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22811.

Why does Brickyard Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brickyard Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brickyard Bank a commercial bank?

Yes

Where are Brickyard Bank locations?

See branch locations nearby.

Is Brickyard Bank open on Saturdays?

Is Brickyard Bank open on Sundays?

What time does Brickyard Bank open?

What time does Brickyard Bank close?

Are Brickyard Bank ATMs Open 24/7?

Do Brickyard Bank ATMs accept cash deposits?

Can Brickyard Bank customers use other ATMs?

Do Brickyard Bank branches have notaries?

Will Brickyard Bank notarize my document?

What address for Brickyard Bank should I put for incoming ACH transfers?

Will the Brickyard Bank branch print checks?

Do Brickyard Bank checks expire?

Does Brickyard Bank require US citizenship to open account?

Can Brickyard Bank close my account?

Does Brickyard Bank Report to credit bureaus?

Does Brickyard Bank Use Equifax?

What is Brickyard Bank's ACH Routing Number?

What is Brickyard Bank's SWIFT code?

Products

Does Brickyard Bank offer mortgages?

Compare mortgage rates here.

Does Brickyard Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brickyard Bank offer personal loans?

Compare personal loan rates here.

Does Brickyard Bank offer student loans?

Will Brickyard Bank cash a check?

Will Brickyard Bank redeem a savings bond?

Does Brickyard Bank cash savings bonds?

Will Brickyard Bank cash money orders?

Can Brickyard Bank issue a money order?

Does Brickyard Bank do currency exchange?

Background on The Bank

Who owns Brickyard Bank?

How long has Brickyard Bank been around?

Can Brickyard Bank transfer to other banks?

Does Brickyard Bank have quick pay?

Does Brickyard Bank accept rolled coins?

Will Brickyard Bank accept loose change?

Where is Brickyard Bank headquarters?

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