Brighton Bank

7663 Highway 51 South
Brighton, TN 38011

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9189
Date Established 1910
Assets $0.06 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.00 billion

Brighton Bank is an FDIC insured institution located in Brighton, TN. It was founded in 1910 and has approximately $0.06 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Brighton Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brighton Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Tennessee, Brighton Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 45.53
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.44
Small Business Loans 15.85
Construction and Development Loans 22.31
Commercial Real Estate 24.88
Commercial and Industrial Loans 5.84
Farm Loans 0.33

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.35% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.45% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.43% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1 $4,999 Learn MoreShow Less
MM 10K
0.15% $5,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brighton Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Brighton Bank
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Branches

Brighton Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brighton Bank Locations

Financial Details

Brighton Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brighton Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brighton Bank U.S. Bank Average
54.64% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Brighton Bank had $1,869,000 in non-current loans and $97,000 in owned real estate. To cover these potential losses it had $3,163,000 in equity and $435,000 in loans loss reserves. That gives it a Texas Ratio of 54.64%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Brighton Bank U.S. Bank Average
18.09% 8.58

Brighton Bank has a Return on Equity of 18.09% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brighton Bank U.S. Bank Average
5.51% 12.11

Brighton Bank has a Capitalization of 5.51% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brighton Bank Balance Sheet Analysis

As of June 30, 2017, Brighton Bank had assets of $57,410,000, loans of $47,666,000, and deposits of $54,096,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Brighton Bank

Branches and Savings

Is Brighton Bank FDIC insured?

Yes. It is covered under FDIC Certificate #9189.

Why does Brighton Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brighton Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brighton Bank a commercial bank?

Yes

Where are Brighton Bank locations?

See branch locations nearby.

Is Brighton Bank open on Saturdays?

Is Brighton Bank open on Sundays?

What time does Brighton Bank open?

What time does Brighton Bank close?

Are Brighton Bank ATMs Open 24/7?

Do Brighton Bank ATMs accept cash deposits?

Can Brighton Bank customers use other ATMs?

Do Brighton Bank branches have notaries?

Will Brighton Bank notarize my document?

What address for Brighton Bank should I put for incoming ACH transfers?

Will the Brighton Bank branch print checks?

Do Brighton Bank checks expire?

Does Brighton Bank require US citizenship to open account?

Can Brighton Bank close my account?

Does Brighton Bank Report to credit bureaus?

Does Brighton Bank Use Equifax?

What is Brighton Bank's ACH Routing Number?

What is Brighton Bank's SWIFT code?

Products

Does Brighton Bank offer mortgages?

Compare mortgage rates here.

Does Brighton Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brighton Bank offer personal loans?

Compare personal loan rates here.

Does Brighton Bank offer student loans?

Will Brighton Bank cash a check?

Will Brighton Bank redeem a savings bond?

Does Brighton Bank cash savings bonds?

Will Brighton Bank cash money orders?

Can Brighton Bank issue a money order?

Does Brighton Bank do currency exchange?

Background on The Bank

Who owns Brighton Bank?

How long has Brighton Bank been around?

Can Brighton Bank transfer to other banks?

Does Brighton Bank have quick pay?

Does Brighton Bank accept rolled coins?

Will Brighton Bank accept loose change?

Where is Brighton Bank headquarters?

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