Bristol County Savings Bank

35 Broadway
Taunton, MA 02780

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23622
Date Established 1846
Assets $2.00 billion
Loans $1.58 billion
Deposits $1.59 billion
Capital $0.26 billion

Bristol County Savings Bank is an FDIC insured institution located in Taunton, MA. It was founded in 1846 and has approximately $2 billion in assets. Customers can open an account at one of its 17 branches.

For a more detailed analysis of Bristol County Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bristol County Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Consumer Auto Loans.

Compared to other banks in Massachusetts, Bristol County Savings Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.20
Multifamily
Mortgages
2.74
Credit Card Loans 0.00
Consumer Auto Loans 17.35
Small Business Loans 8.29
Construction and Development Loans 5.06
Commercial Real Estate 27.66
Commercial and Industrial Loans 7.20
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $5,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $5,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $1,000 $4,999 Learn MoreShow Less
Special: 11 Mo FIRA
1.25% $5,000 - Learn MoreShow Less
Special: 18 Mo FIRA
1.65% $5,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.10% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.03% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
eChecking 0.00% $1,000 $10.00 Learn MoreShow Less
Prime Time Checking 0.06% $5,000 $15.00 Learn MoreShow Less
Now Checking 0.05% $400 $5.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bristol County Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bristol County Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bristol County Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bristol County Savings Bank Locations

Financial Details

Bristol County Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bristol County Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bristol County Savings Bank U.S. Bank Average
4.04% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bristol County Savings Bank had $8,912,000 in non-current loans and $2,029,000 in owned real estate. To cover these potential losses it had $256,611,000 in equity and $14,536,000 in loans loss reserves. That gives it a Texas Ratio of 4.04%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bristol County Savings Bank U.S. Bank Average
6.82% 8.58

Bristol County Savings Bank has a Return on Equity of 6.82% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bristol County Savings Bank U.S. Bank Average
12.81% 12.11

Bristol County Savings Bank has a Capitalization of 12.81% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bristol County Savings Bank Balance Sheet Analysis

As of June 30, 2017, Bristol County Savings Bank had assets of $2,002,670,000, loans of $1,580,486,000, and deposits of $1,591,993,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bristol County Savings Bank

Branches and Savings

Is Bristol County Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #23622.

Why does Bristol County Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bristol County Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bristol County Savings Bank a commercial bank?

Yes

Where are Bristol County Savings Bank locations?

See branch locations nearby.

Is Bristol County Savings Bank open on Saturdays?

Is Bristol County Savings Bank open on Sundays?

What time does Bristol County Savings Bank open?

What time does Bristol County Savings Bank close?

Are Bristol County Savings Bank ATMs Open 24/7?

Do Bristol County Savings Bank ATMs accept cash deposits?

Can Bristol County Savings Bank customers use other ATMs?

Do Bristol County Savings Bank branches have notaries?

Will Bristol County Savings Bank notarize my document?

What address for Bristol County Savings Bank should I put for incoming ACH transfers?

Will the Bristol County Savings Bank branch print checks?

Do Bristol County Savings Bank checks expire?

Does Bristol County Savings Bank require US citizenship to open account?

Can Bristol County Savings Bank close my account?

Does Bristol County Savings Bank Report to credit bureaus?

Does Bristol County Savings Bank Use Equifax?

What is Bristol County Savings Bank's ACH Routing Number?

What is Bristol County Savings Bank's SWIFT code?

Products

Does Bristol County Savings Bank offer mortgages?

Compare mortgage rates here.

Does Bristol County Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bristol County Savings Bank offer personal loans?

Compare personal loan rates here.

Does Bristol County Savings Bank offer student loans?

Will Bristol County Savings Bank cash a check?

Will Bristol County Savings Bank redeem a savings bond?

Does Bristol County Savings Bank cash savings bonds?

Will Bristol County Savings Bank cash money orders?

Can Bristol County Savings Bank issue a money order?

Does Bristol County Savings Bank do currency exchange?

Background on The Bank

Who owns Bristol County Savings Bank?

How long has Bristol County Savings Bank been around?

Can Bristol County Savings Bank transfer to other banks?

Does Bristol County Savings Bank have quick pay?

Does Bristol County Savings Bank accept rolled coins?

Will Bristol County Savings Bank accept loose change?

Where is Bristol County Savings Bank headquarters?

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