Bristol Morgan Bank

103 South Main Street
Oakfield, WI 53065

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.15% 2.25% →
2-Year CD 1.55% 2.50% →
5-Year CD 2.15% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Bristol Morgan Bank is an FDIC insured institution located in Oakfield, WI. It was founded in 1901 and has approximately $0.1 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 9523
Date Established 1901
Assets $0.10 billion
Loans $0.07 billion
Deposits $0.08 billion
Capital $0.01 billion

For a more detailed analysis of Bristol Morgan Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $2,501 $20,000 Learn MoreShow Less
Money Market
0.40% $20,001 $100,000 Learn MoreShow Less
3 Mo CD
0.70% $500 - Learn MoreShow Less
6 Mo CD
1.05% $500 - Learn MoreShow Less
12 Mo CD
1.15% $500 - Learn MoreShow Less
Special: 13 Mo CD
2.00% $5,000 - Learn MoreShow Less
18 Mo CD
1.45% $500 - Learn MoreShow Less
24 Mo CD
1.55% $500 - Learn MoreShow Less
36 Mo CD
1.70% $500 - Learn MoreShow Less
48 Mo CD
1.95% $500 - Learn MoreShow Less
60 Mo CD
2.15% $500 - Learn MoreShow Less

Fixed IRA
1.25% $10 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.01% $500 $2,500 Learn MoreShow Less
0.05% $2,501 $20,000 Learn MoreShow Less

Loan Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bristol Morgan Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.642% 3.625% 0.25 $525 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $930 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.537% 3.500% 0.50 $1,142 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Bristol Morgan Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Bristol Morgan Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bristol Morgan Bank Locations

Financial Details

Bristol Morgan Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bristol Morgan Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bristol Morgan Bank U.S. Bank Average
5.42% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Bristol Morgan Bank had $392,000 in non-current loans and $271,000 in owned real estate. To cover these potential losses it had $11,297,000 in equity and $939,000 in loans loss reserves. That gives it a Texas Ratio of 5.42%.

Return on Equity
Bristol Morgan Bank U.S. Bank Average
0.25% 9.50%

Bristol Morgan Bank has a Return on Equity of 0.25% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bristol Morgan Bank U.S. Bank Average
11.23% 12.76%

Bristol Morgan Bank has a Capitalization of 11.23% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bristol Morgan Bank Balance Sheet Analysis

As of June 30, 2019, Bristol Morgan Bank had assets of $100,581,000, loans of $65,387,000, and deposits of $81,768,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.09 billion
Total deposits $0.08 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 93.86%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.09 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Bristol Morgan Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Bristol Morgan Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.82
Credit Card Loans 0.51
Consumer Auto Loans 0.60
Small Business Loans 12.08
Construction and Development Loans 8.16
Commercial Real Estate 21.80
Commercial and Industrial Loans 16.66
Farm Loans 2.01

Frequently Asked Questions About Bristol Morgan Bank

Branches and Savings

Is Bristol Morgan Bank FDIC insured?

Yes. It is covered under FDIC Certificate #9523.

Why does Bristol Morgan Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bristol Morgan Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bristol Morgan Bank a commercial bank?


Where are Bristol Morgan Bank locations?

See branch locations nearby.

Is Bristol Morgan Bank open on Saturdays?

Is Bristol Morgan Bank open on Sundays?

What time does Bristol Morgan Bank open?

What time does Bristol Morgan Bank close?

Are Bristol Morgan Bank ATMs Open 24/7?

Do Bristol Morgan Bank ATMs accept cash deposits?

Can Bristol Morgan Bank customers use other ATMs?

Do Bristol Morgan Bank branches have notaries?

Will Bristol Morgan Bank notarize my document?

What address for Bristol Morgan Bank should I put for incoming ACH transfers?

Will the Bristol Morgan Bank branch print checks?

Do Bristol Morgan Bank checks expire?

Does Bristol Morgan Bank require US citizenship to open account?

Can Bristol Morgan Bank close my account?

Does Bristol Morgan Bank Report to credit bureaus?

Does Bristol Morgan Bank Use Equifax?

What is Bristol Morgan Bank's ACH Routing Number?

What is Bristol Morgan Bank's SWIFT code?


Does Bristol Morgan Bank offer mortgages?

Compare mortgage rates here.

Does Bristol Morgan Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bristol Morgan Bank offer personal loans?

Compare personal loan rates here.

Does Bristol Morgan Bank offer student loans?

Will Bristol Morgan Bank cash a check?

Will Bristol Morgan Bank redeem a savings bond?

Does Bristol Morgan Bank cash savings bonds?

Will Bristol Morgan Bank cash money orders?

Can Bristol Morgan Bank issue a money order?

Does Bristol Morgan Bank do currency exchange?

Background on The Bank

Who owns Bristol Morgan Bank?

How long has Bristol Morgan Bank been around?

Can Bristol Morgan Bank transfer to other banks?

Does Bristol Morgan Bank have quick pay?

Does Bristol Morgan Bank accept rolled coins?

Will Bristol Morgan Bank accept loose change?

Where is Bristol Morgan Bank headquarters?

Customer Reviews for Bristol Morgan Bank

There are currently no comments for Bristol Morgan Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →