Buckeye Community Bank

105 Sheffield Center
Lorain, OH 44055

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35101
Date Established 1999
Assets $0.17 billion
Loans $0.13 billion
Deposits $0.15 billion
Capital $0.02 billion

Buckeye Community Bank is an FDIC insured institution located in Lorain, OH. It was founded in 1999 and has approximately $0.17 billion in assets.

For a more detailed analysis of Buckeye Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Buckeye Community Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Ohio, Buckeye Community Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 14.97
Multifamily
Mortgages
3.84
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 28.48
Construction and Development Loans 3.59
Commercial Real Estate 42.75
Commercial and Industrial Loans 35.38
Farm Loans 0.03

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Special: 6 Mo CD
0.20% $500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $50 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
Special: 6 Mo FIRA
0.20% $500 - Learn MoreShow Less
Special: 12 Mo FIRA
0.30% $500 - Learn MoreShow Less
Special: 14 Mo FIRA
0.55% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
0.35% $500 - Learn MoreShow Less
Special: 23 Mo FIRA
0.90% $500 - Learn MoreShow Less
Special: 24 Mo FIRA
0.55% $500 - Learn MoreShow Less
Special: 36 Mo FIRA
0.60% $500 - Learn MoreShow Less
Special: 48 Mo FIRA
0.65% $500 - Learn MoreShow Less
Special: 60 Mo FIRA
0.90% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $1 $4,999 Learn MoreShow Less
MM 10K
0.20% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.20% $1 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Buckeye Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Buckeye Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Buckeye Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Buckeye Community Bank Locations

Financial Details

Buckeye Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buckeye Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Buckeye Community Bank U.S. Bank Average
7.12% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Buckeye Community Bank had $1,502,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,135,000 in equity and $1,963,000 in loans loss reserves. That gives it a Texas Ratio of 7.12%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Buckeye Community Bank U.S. Bank Average
8.45% 8.58

Buckeye Community Bank has a Return on Equity of 8.45% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Buckeye Community Bank U.S. Bank Average
11.21% 12.11

Buckeye Community Bank has a Capitalization of 11.21% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Buckeye Community Bank Balance Sheet Analysis

As of June 30, 2017, Buckeye Community Bank had assets of $170,730,000, loans of $130,437,000, and deposits of $148,167,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Buckeye Community Bank

Branches and Savings

Is Buckeye Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #35101.

Why does Buckeye Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Buckeye Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Buckeye Community Bank a commercial bank?

Yes

Where are Buckeye Community Bank locations?

See branch locations nearby.

Is Buckeye Community Bank open on Saturdays?

Is Buckeye Community Bank open on Sundays?

What time does Buckeye Community Bank open?

What time does Buckeye Community Bank close?

Are Buckeye Community Bank ATMs Open 24/7?

Do Buckeye Community Bank ATMs accept cash deposits?

Can Buckeye Community Bank customers use other ATMs?

Do Buckeye Community Bank branches have notaries?

Will Buckeye Community Bank notarize my document?

What address for Buckeye Community Bank should I put for incoming ACH transfers?

Will the Buckeye Community Bank branch print checks?

Do Buckeye Community Bank checks expire?

Does Buckeye Community Bank require US citizenship to open account?

Can Buckeye Community Bank close my account?

Does Buckeye Community Bank Report to credit bureaus?

Does Buckeye Community Bank Use Equifax?

What is Buckeye Community Bank's ACH Routing Number?

What is Buckeye Community Bank's SWIFT code?

Products

Does Buckeye Community Bank offer mortgages?

Compare mortgage rates here.

Does Buckeye Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Buckeye Community Bank offer personal loans?

Compare personal loan rates here.

Does Buckeye Community Bank offer student loans?

Will Buckeye Community Bank cash a check?

Will Buckeye Community Bank redeem a savings bond?

Does Buckeye Community Bank cash savings bonds?

Will Buckeye Community Bank cash money orders?

Can Buckeye Community Bank issue a money order?

Does Buckeye Community Bank do currency exchange?

Background on The Bank

Who owns Buckeye Community Bank?

How long has Buckeye Community Bank been around?

Can Buckeye Community Bank transfer to other banks?

Does Buckeye Community Bank have quick pay?

Does Buckeye Community Bank accept rolled coins?

Will Buckeye Community Bank accept loose change?

Where is Buckeye Community Bank headquarters?

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