Butte State Bank

510 Thayer Street
Butte, NE 68722

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16110
Date Established 1944
Assets $0.04 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

Butte State Bank is an FDIC insured institution located in Butte, NE. It was founded in 1944 and has approximately $0.04 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Butte State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Butte State Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Multifamily Mortgages.

Compared to other banks, Butte State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.87
Multifamily
Mortgages
3.94
Credit Card Loans 0.12
Consumer Auto Loans 2.08
Small Business Loans 0.00
Construction and Development Loans 0.70
Commercial Real Estate 1.23
Commercial and Industrial Loans 20.40
Farm Loans 35.55

Deposit Rates - February 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.80% $2,500 $10,000 Learn MoreShow Less
Money Market
1.06% $10,001 $25,000 Learn MoreShow Less
Money Market
1.11% $25,001 $50,000 Learn MoreShow Less
CD Rates APY MIN MAX
1.08% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
1.31% $100,000 - Learn MoreShow Less
1.36% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.66% $100,000 - Learn MoreShow Less
1.59% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
2.01% $100,000 - Learn MoreShow Less
Special: 16 Mo CD
2.50% $1,000 - Learn MoreShow Less
1.66% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
2.20% $100,000 - Learn MoreShow Less
1.71% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
2.32% $100,000 - Learn MoreShow Less
1.81% $10,000 $24,999 Learn MoreShow Less
1.89% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.42% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.56% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 $2,499 Learn MoreShow Less
Int Ckg
0.14% $2,500 - Learn MoreShow Less

Loan Rates - February 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Butte State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Butte State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Butte State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Butte State Bank Locations


Financial Details

Butte State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Butte State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Butte State Bank U.S. Bank Average
29.93% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Butte State Bank had $1,500,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,683,000 in equity and $328,000 in loans loss reserves. That gives it a Texas Ratio of 29.93%.

Return on Equity
Butte State Bank U.S. Bank Average
6.2% 9.95%

Butte State Bank has a Return on Equity of 6.2% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Butte State Bank U.S. Bank Average
11.67% 12.19%

Butte State Bank has a Capitalization of 11.67% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Butte State Bank Balance Sheet Analysis

As of September 30, 2018, Butte State Bank had assets of $40,117,000, loans of $23,995,000, and deposits of $32,091,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.04 billion
LIABILITIES
Total deposits $0.03 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.03 billion
      % insured (estimated) 99.14%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.04 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Butte State Bank

Branches and Savings

Is Butte State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #16110.

Why does Butte State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Butte State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Butte State Bank a commercial bank?

Yes

Where are Butte State Bank locations?

See branch locations nearby.

Is Butte State Bank open on Saturdays?

Is Butte State Bank open on Sundays?

What time does Butte State Bank open?

What time does Butte State Bank close?

Are Butte State Bank ATMs Open 24/7?

Do Butte State Bank ATMs accept cash deposits?

Can Butte State Bank customers use other ATMs?

Do Butte State Bank branches have notaries?

Will Butte State Bank notarize my document?

What address for Butte State Bank should I put for incoming ACH transfers?

Will the Butte State Bank branch print checks?

Do Butte State Bank checks expire?

Does Butte State Bank require US citizenship to open account?

Can Butte State Bank close my account?

Does Butte State Bank Report to credit bureaus?

Does Butte State Bank Use Equifax?

What is Butte State Bank's ACH Routing Number?

What is Butte State Bank's SWIFT code?

Products

Does Butte State Bank offer mortgages?

Compare mortgage rates here.

Does Butte State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Butte State Bank offer personal loans?

Compare personal loan rates here.

Does Butte State Bank offer student loans?

Will Butte State Bank cash a check?

Will Butte State Bank redeem a savings bond?

Does Butte State Bank cash savings bonds?

Will Butte State Bank cash money orders?

Can Butte State Bank issue a money order?

Does Butte State Bank do currency exchange?

Background on The Bank

Who owns Butte State Bank?

How long has Butte State Bank been around?

Can Butte State Bank transfer to other banks?

Does Butte State Bank have quick pay?

Does Butte State Bank accept rolled coins?

Will Butte State Bank accept loose change?

Where is Butte State Bank headquarters?

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*All images, logos and public notes on this page appear courtesy of Butte State Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.