California Republic Bank

18400 Von Karmen Ave, Ste 1100
Irvine, CA 92612

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58663
Date Established 2007
Assets $1.84 billion
Loans $1.33 billion
Deposits $1.64 billion
Capital $0.15 billion

California Republic Bank is an FDIC insured institution located in Irvine, CA. It was founded in 2007 and has approximately $2.23 billion in assets.

For a more detailed analysis of California Republic Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in California Republic Bank’s loan portfolio are Commercial and Industrial Loans, Consumer Auto Loans, and Multifamily Mortgages.

Compared to other banks in California, California Republic Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.70
Multifamily
Mortgages
22.12
Credit Card Loans 0.00
Consumer Auto Loans 24.33
Small Business Loans 1.74
Construction and Development Loans 1.59
Commercial Real Estate 21.37
Commercial and Industrial Loans 24.58
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for California Republic Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for California Republic Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to California Republic Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

California Republic Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


California Republic Bank Locations

Financial Details

California Republic Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of California Republic Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
California Republic Bank U.S. Bank Average
0.47% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, California Republic Bank had $769,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $152,600,000 in equity and $11,687,000 in loans loss reserves. That gives it a Texas Ratio of 0.47%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
California Republic Bank U.S. Bank Average
5.13% 8.58

California Republic Bank has a Return on Equity of 5.13% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
California Republic Bank U.S. Bank Average
8.31% 12.11

California Republic Bank has a Capitalization of 8.31% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

California Republic Bank Balance Sheet Analysis

As of June 30, 2016, California Republic Bank had assets of $2,225,675,000, loans of $1,326,828,000, and deposits of $1,639,445,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About California Republic Bank

Branches and Savings

Is California Republic Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58663.

Why does California Republic Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are California Republic Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is California Republic Bank a commercial bank?

Yes

Where are California Republic Bank locations?

See branch locations nearby.

Is California Republic Bank open on Saturdays?

Is California Republic Bank open on Sundays?

What time does California Republic Bank open?

What time does California Republic Bank close?

Are California Republic Bank ATMs Open 24/7?

Do California Republic Bank ATMs accept cash deposits?

Can California Republic Bank customers use other ATMs?

Do California Republic Bank branches have notaries?

Will California Republic Bank notarize my document?

What address for California Republic Bank should I put for incoming ACH transfers?

Will the California Republic Bank branch print checks?

Do California Republic Bank checks expire?

Does California Republic Bank require US citizenship to open account?

Can California Republic Bank close my account?

Does California Republic Bank Report to credit bureaus?

Does California Republic Bank Use Equifax?

What is California Republic Bank's ACH Routing Number?

What is California Republic Bank's SWIFT code?

Products

Does California Republic Bank offer mortgages?

Compare mortgage rates here.

Does California Republic Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does California Republic Bank offer personal loans?

Compare personal loan rates here.

Does California Republic Bank offer student loans?

Will California Republic Bank cash a check?

Will California Republic Bank redeem a savings bond?

Does California Republic Bank cash savings bonds?

Will California Republic Bank cash money orders?

Can California Republic Bank issue a money order?

Does California Republic Bank do currency exchange?

Background on The Bank

Who owns California Republic Bank?

How long has California Republic Bank been around?

Can California Republic Bank transfer to other banks?

Does California Republic Bank have quick pay?

Does California Republic Bank accept rolled coins?

Will California Republic Bank accept loose change?

Where is California Republic Bank headquarters?

Customer Reviews for California Republic Bank

There are currently no comments for California Republic Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →