Camp Grove State Bank

26 Main Street
Camp Grove, IL 61424

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10471
Date Established 1902
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.01 billion
Capital $0.00 billion

Camp Grove State Bank is an FDIC insured institution located in Camp Grove, IL. It was founded in 1902 and has approximately $0.02 billion in assets.

For a more detailed analysis of Camp Grove State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Camp Grove State Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Illinois, Camp Grove State Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.14
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 4.70
Construction and Development Loans 0.00
Commercial Real Estate 4.70
Commercial and Industrial Loans 1.13
Farm Loans 47.62

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Camp Grove State Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Camp Grove State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Camp Grove State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Camp Grove State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Camp Grove State Bank Locations

Financial Details

Camp Grove State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Camp Grove State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Camp Grove State Bank U.S. Bank Average
13.78% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Camp Grove State Bank had $369,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,604,000 in equity and $73,000 in loans loss reserves. That gives it a Texas Ratio of 13.78%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Camp Grove State Bank U.S. Bank Average
1.55% 8.58

Camp Grove State Bank has a Return on Equity of 1.55% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Camp Grove State Bank U.S. Bank Average
14.71% 12.11

Camp Grove State Bank has a Capitalization of 14.71% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Camp Grove State Bank Balance Sheet Analysis

As of June 30, 2017, Camp Grove State Bank had assets of $17,703,000, loans of $8,231,000, and deposits of $14,707,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Camp Grove State Bank

Branches and Savings

Is Camp Grove State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #10471.

Why does Camp Grove State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Camp Grove State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Camp Grove State Bank a commercial bank?

Yes

Where are Camp Grove State Bank locations?

See branch locations nearby.

Is Camp Grove State Bank open on Saturdays?

Is Camp Grove State Bank open on Sundays?

What time does Camp Grove State Bank open?

What time does Camp Grove State Bank close?

Are Camp Grove State Bank ATMs Open 24/7?

Do Camp Grove State Bank ATMs accept cash deposits?

Can Camp Grove State Bank customers use other ATMs?

Do Camp Grove State Bank branches have notaries?

Will Camp Grove State Bank notarize my document?

What address for Camp Grove State Bank should I put for incoming ACH transfers?

Will the Camp Grove State Bank branch print checks?

Do Camp Grove State Bank checks expire?

Does Camp Grove State Bank require US citizenship to open account?

Can Camp Grove State Bank close my account?

Does Camp Grove State Bank Report to credit bureaus?

Does Camp Grove State Bank Use Equifax?

What is Camp Grove State Bank's ACH Routing Number?

What is Camp Grove State Bank's SWIFT code?

Products

Does Camp Grove State Bank offer mortgages?

Compare mortgage rates here.

Does Camp Grove State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Camp Grove State Bank offer personal loans?

Compare personal loan rates here.

Does Camp Grove State Bank offer student loans?

Will Camp Grove State Bank cash a check?

Will Camp Grove State Bank redeem a savings bond?

Does Camp Grove State Bank cash savings bonds?

Will Camp Grove State Bank cash money orders?

Can Camp Grove State Bank issue a money order?

Does Camp Grove State Bank do currency exchange?

Background on The Bank

Who owns Camp Grove State Bank?

How long has Camp Grove State Bank been around?

Can Camp Grove State Bank transfer to other banks?

Does Camp Grove State Bank have quick pay?

Does Camp Grove State Bank accept rolled coins?

Will Camp Grove State Bank accept loose change?

Where is Camp Grove State Bank headquarters?

Customer Reviews for Camp Grove State Bank

There are currently no comments for Camp Grove State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →