Campus State Bank

206 Center St
Campus, IL 60920

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10840
Date Established 1899
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Campus State Bank is an FDIC insured institution located in Campus, IL. It was founded in 1899 and has approximately $0.02 billion in assets.

For a more detailed analysis of Campus State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Campus State Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Consumer Auto Loans.

Compared to other banks in Illinois, Campus State Bank has a significantly higher percent of Consumer Auto Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.46
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 18.46
Small Business Loans 3.67
Construction and Development Loans 0.00
Commercial Real Estate 3.67
Commercial and Industrial Loans 0.00
Farm Loans 26.85

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Campus State Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Campus State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Campus State Bank
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Branches

Campus State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Campus State Bank Locations

Financial Details

Campus State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Campus State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Campus State Bank U.S. Bank Average
6.9% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Campus State Bank had $166,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,277,000 in equity and $130,000 in loans loss reserves. That gives it a Texas Ratio of 6.9%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Campus State Bank U.S. Bank Average
7.12% 8.58

Campus State Bank has a Return on Equity of 7.12% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Campus State Bank U.S. Bank Average
10.5% 12.11

Campus State Bank has a Capitalization of 10.5% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Campus State Bank Balance Sheet Analysis

As of June 30, 2017, Campus State Bank had assets of $21,676,000, loans of $14,410,000, and deposits of $19,392,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Campus State Bank

Branches and Savings

Is Campus State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #10840.

Why does Campus State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Campus State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Campus State Bank a commercial bank?

Yes

Where are Campus State Bank locations?

See branch locations nearby.

Is Campus State Bank open on Saturdays?

Is Campus State Bank open on Sundays?

What time does Campus State Bank open?

What time does Campus State Bank close?

Are Campus State Bank ATMs Open 24/7?

Do Campus State Bank ATMs accept cash deposits?

Can Campus State Bank customers use other ATMs?

Do Campus State Bank branches have notaries?

Will Campus State Bank notarize my document?

What address for Campus State Bank should I put for incoming ACH transfers?

Will the Campus State Bank branch print checks?

Do Campus State Bank checks expire?

Does Campus State Bank require US citizenship to open account?

Can Campus State Bank close my account?

Does Campus State Bank Report to credit bureaus?

Does Campus State Bank Use Equifax?

What is Campus State Bank's ACH Routing Number?

What is Campus State Bank's SWIFT code?

Products

Does Campus State Bank offer mortgages?

Compare mortgage rates here.

Does Campus State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Campus State Bank offer personal loans?

Compare personal loan rates here.

Does Campus State Bank offer student loans?

Will Campus State Bank cash a check?

Will Campus State Bank redeem a savings bond?

Does Campus State Bank cash savings bonds?

Will Campus State Bank cash money orders?

Can Campus State Bank issue a money order?

Does Campus State Bank do currency exchange?

Background on The Bank

Who owns Campus State Bank?

How long has Campus State Bank been around?

Can Campus State Bank transfer to other banks?

Does Campus State Bank have quick pay?

Does Campus State Bank accept rolled coins?

Will Campus State Bank accept loose change?

Where is Campus State Bank headquarters?

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