Canton State Bank

100 South 4th Street
Canton, MO 63435

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15285
Date Established 1935
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

Canton State Bank is an FDIC insured institution located in Canton, MO. It was founded in 1935 and has approximately $0.03 billion in assets.

For a more detailed analysis of Canton State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Canton State Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks, Canton State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 42.58
Multifamily
Mortgages
5.73
Credit Card Loans 0.00
Consumer Auto Loans 1.92
Small Business Loans 0.00
Construction and Development Loans 1.04
Commercial Real Estate 6.39
Commercial and Industrial Loans 5.83
Farm Loans 8.09

Deposit Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1,000 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.30% $1,000 - Learn MoreShow Less
6 Mo CD
0.45% $1,000 - Learn MoreShow Less
12 Mo CD
0.65% $1,000 - Learn MoreShow Less
18 Mo CD
0.90% $1,000 - Learn MoreShow Less
24 Mo CD
1.11% $1,000 - Learn MoreShow Less
30 Mo CD
1.31% $1,000 - Learn MoreShow Less
36 Mo CD
1.36% $1,000 - Learn MoreShow Less
48 Mo CD
1.68% $1,000 - Learn MoreShow Less
60 Mo CD
1.72% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Canton State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
First Internet Bank
NMLS ID: 424182
4.377% 4.375% 0.00 $50 $1,249 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to Canton State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Canton State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Canton State Bank Locations

Financial Details

Canton State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Canton State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Canton State Bank U.S. Bank Average
3.07% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Canton State Bank had $84,000 in non-current loans and $25,000 in owned real estate. To cover these potential losses it had $3,339,000 in equity and $211,000 in loans loss reserves. That gives it a Texas Ratio of 3.07%.

Return on Equity
Canton State Bank U.S. Bank Average
3.43% 9.95%

Canton State Bank has a Return on Equity of 3.43% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Canton State Bank U.S. Bank Average
10.19% 12.19%

Canton State Bank has a Capitalization of 10.19% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Canton State Bank Balance Sheet Analysis

As of September 30, 2018, Canton State Bank had assets of $32,776,000, loans of $19,178,000, and deposits of $28,316,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.03 billion
LIABILITIES
Total deposits $0.03 billion
      Interest-bearing deposits $0.02 billion
      Deposits held in domestic offices $0.03 billion
      % insured (estimated) 75.44%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.03 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

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