Cape Cod Co-operative Bank

121 Main Street
Yarmouth Port, MA 02675

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26517
Date Established 1921
Assets $0.90 billion
Loans $0.78 billion
Deposits $0.76 billion
Capital $0.08 billion

Cape Cod Co-operative Bank is an FDIC insured institution located in Yarmouth Port, MA. It was founded in 1921 and has approximately $0.9 billion in assets. Customers can open an account at one of its 12 branches.

For a more detailed analysis of Cape Cod Co-operative Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cape Cod Co-operative Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Cape Cod Co-operative Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 70.59
Multifamily
Mortgages
0.92
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 8.04
Construction and Development Loans 5.64
Commercial Real Estate 18.58
Commercial and Industrial Loans 5.09
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.20% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $10 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.40% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $10 - Learn MoreShow Less
Checking Rates APY MIN FEE
MyFree Checking 0.00% $0 $0.00 Learn MoreShow Less
NOW Checking 0.00% $1,000 $5.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cape Cod Co-operative Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Cape Cod Co-operative Bank
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Branches

Cape Cod Co-operative Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cape Cod Co-operative Bank Locations

Financial Details

Cape Cod Co-operative Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cape Cod Co-operative Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cape Cod Co-operative Bank U.S. Bank Average
9.37% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Cape Cod Co-operative Bank had $8,457,000 in non-current loans and $45,000 in owned real estate. To cover these potential losses it had $83,345,000 in equity and $7,360,000 in loans loss reserves. That gives it a Texas Ratio of 9.37%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Cape Cod Co-operative Bank U.S. Bank Average
4.73% 8.58

Cape Cod Co-operative Bank has a Return on Equity of 4.73% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Cape Cod Co-operative Bank U.S. Bank Average
9.22% 12.11

Cape Cod Co-operative Bank has a Capitalization of 9.22% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cape Cod Co-operative Bank Balance Sheet Analysis

As of June 30, 2017, Cape Cod Co-operative Bank had assets of $903,745,000, loans of $783,774,000, and deposits of $763,581,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Cape Cod Co-operative Bank

Branches and Savings

Is Cape Cod Co-operative Bank FDIC insured?

Yes. It is covered under FDIC Certificate #26517.

Why does Cape Cod Co-operative Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cape Cod Co-operative Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cape Cod Co-operative Bank a commercial bank?

Yes

Where are Cape Cod Co-operative Bank locations?

See branch locations nearby.

Is Cape Cod Co-operative Bank open on Saturdays?

Is Cape Cod Co-operative Bank open on Sundays?

What time does Cape Cod Co-operative Bank open?

What time does Cape Cod Co-operative Bank close?

Are Cape Cod Co-operative Bank ATMs Open 24/7?

Do Cape Cod Co-operative Bank ATMs accept cash deposits?

Can Cape Cod Co-operative Bank customers use other ATMs?

Do Cape Cod Co-operative Bank branches have notaries?

Will Cape Cod Co-operative Bank notarize my document?

What address for Cape Cod Co-operative Bank should I put for incoming ACH transfers?

Will the Cape Cod Co-operative Bank branch print checks?

Do Cape Cod Co-operative Bank checks expire?

Does Cape Cod Co-operative Bank require US citizenship to open account?

Can Cape Cod Co-operative Bank close my account?

Does Cape Cod Co-operative Bank Report to credit bureaus?

Does Cape Cod Co-operative Bank Use Equifax?

What is Cape Cod Co-operative Bank's ACH Routing Number?

What is Cape Cod Co-operative Bank's SWIFT code?

Products

Does Cape Cod Co-operative Bank offer mortgages?

Compare mortgage rates here.

Does Cape Cod Co-operative Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cape Cod Co-operative Bank offer personal loans?

Compare personal loan rates here.

Does Cape Cod Co-operative Bank offer student loans?

Will Cape Cod Co-operative Bank cash a check?

Will Cape Cod Co-operative Bank redeem a savings bond?

Does Cape Cod Co-operative Bank cash savings bonds?

Will Cape Cod Co-operative Bank cash money orders?

Can Cape Cod Co-operative Bank issue a money order?

Does Cape Cod Co-operative Bank do currency exchange?

Background on The Bank

Who owns Cape Cod Co-operative Bank?

How long has Cape Cod Co-operative Bank been around?

Can Cape Cod Co-operative Bank transfer to other banks?

Does Cape Cod Co-operative Bank have quick pay?

Does Cape Cod Co-operative Bank accept rolled coins?

Will Cape Cod Co-operative Bank accept loose change?

Where is Cape Cod Co-operative Bank headquarters?

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