2025 Overview
General Bank Information
Ridgewood Savings Bank is an FDIC insured institution located in Ridgewood, NY. It was founded in 1921 and has approximately $7.19 billion in assets. Customers can open an account at one of its 39 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 16026 |
| Date Established | 1921 |
| Assets | $ 7.19 billion |
| Loans | $ 4.68 billion |
| Deposits | $ 5.68 billion |
| Capital | $ 861.05 million |
For a more detailed analysis of Ridgewood Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section on the Analysis page.
Deposit Rates - April 30, 2025
Your Current Location: South Dakota, SD 10007
| Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Smart Move Online Savings Rate
|
3.50% | $0 | - |
Learn More
|
|
Money Market
|
4.05% | $10,000 | - |
Learn More
|
Loan Rates - April 30, 2025
Your Current Location: South Dakota, SD 10007
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
7.25% | 5.49% | Varies | |
Compare with 7.3 RATE Line of Credit from Figure Home Equity
See All Home Equity Rates |
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| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 10 Year Fixed Conforming See Amortization Table |
6.72% | 5.78% | $3,517.41 | |
| 15 Year Fixed Conforming See Amortization Table |
6.78% | 6.23% | $2,740.27 | |
| 20 Year Fixed Conforming See Amortization Table |
7.00% | 6.59% | $2,402.82 | |
| 30 Year Fixed Conforming See Amortization Table |
7.23% | 6.69% | $2,062.77 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 10 Year Fixed Conforming See Amortization Table |
6.72% | 5.78% | $3,517.41 | |
| 15 Year Fixed Conforming See Amortization Table |
6.78% | 6.23% | $2,740.27 | |
| 20 Year Fixed Conforming See Amortization Table |
7.00% | 6.59% | $2,402.82 | |
| 30 Year Fixed Conforming See Amortization Table |
7.23% | 6.69% | $2,062.77 | |
Compare with 6.572% APR and 6.490% 30-Year Fixed RATE from Mutual of Omaha Mortgage, Inc.
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Ridgewood Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Sioux Falls,South Dakota
Ridgewood Savings Bank Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1217.82 | A | View Lobby Hours | |
| 1219.03 | B | View Lobby Hours | |
| 1219.21 | C | View Lobby Hours | |
| 1219.86 | D | View Lobby Hours | |
| 1220.03 | E | View Lobby Hours | |
| 1220.38 | F | View Lobby Hours | |
| 1222.22 | G | View Lobby Hours | |
| 1222.30 | H | View Lobby Hours | |
| 1222.43 | I | View Lobby Hours | |
| 1222.77 | J | View Lobby Hours | |
| 1222.79 | K | View Lobby Hours | |
| 1223.76 | L | View Lobby Hours | |
| 1223.80 | M | View Lobby Hours | |
| 1223.80 | N | View Lobby Hours | |
| 1223.80 | O | View Lobby Hours | |
| 1224.51 | P | View Lobby Hours | |
| 1224.66 | Q | View Lobby Hours | |
| 1224.66 | R | View Lobby Hours | |
| 1224.73 | S | View Lobby Hours | |
| 1224.88 | T | View Lobby Hours | |
| 1225.50 | U | View Lobby Hours | |
| 1225.81 | V | View Lobby Hours | |
| 1226.47 | W | View Lobby Hours | |
| 1226.98 | X | View Lobby Hours | |
| 1228.08 | Y | View Lobby Hours | |
| 1228.85 | Z | View Lobby Hours |
Climate Policy and Initiatives
Ridgewood Savings Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Customer Reviews for Ridgewood Savings Bank
an
April 25, 2022
We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki
Is this review helpful? Yes:0 / No: 0
an
April 25, 2022
We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki
Is this review helpful? Yes:0 / No: 0
Randall A
November 18, 2020 |
I've been very pleased over the first six months - now feel cheated by silent .05% drops. How difficult is it to send a blast email notifying customers as a courtesy?
Is this review helpful? Yes:3 / No: 0
BC Weldman
September 13, 2020 |
Ridgewood is a New York bank, not a New Jerzey bank. I wanted to correct this because it means that they are moderately competent, but you will still be better off with a real online bank.
Is this review helpful? Yes:3 / No: 0
elaine johnston
July 18, 2020 |
This is a New Jersey bank. Nice folks and all, but not really set up for online banking or at least I don't think so. Would rather use Ally or some of the places with better online functionality.
Is this review helpful? Yes:3 / No: 0
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