CapitalMark Bank & Trust

801 Broad Street
Chattanooga, TN 37402

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58507
Date Established 2007
Assets $0.97 billion
Loans $0.76 billion
Deposits $0.84 billion
Capital $0.10 billion

CapitalMark Bank & Trust is an FDIC insured institution located in Chattanooga, TN. It was founded in 2007 and has approximately $1.05 billion in assets.

For a more detailed analysis of CapitalMark Bank & Trust's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CapitalMark Bank & Trust’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Tennessee, CapitalMark Bank & Trust has a significantly higher percent of Small Business Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.39
Multifamily
Mortgages
2.93
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 14.42
Construction and Development Loans 9.38
Commercial Real Estate 42.09
Commercial and Industrial Loans 26.56
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Capitalmark Bank & Trust, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CapitalMark Bank & Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
4.125% 4.125% 0.00 $0 $1,212 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,800 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to CapitalMark Bank & Trust
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Branches

CapitalMark Bank & Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


CapitalMark Bank & Trust Locations

Financial Details

CapitalMark Bank & Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CapitalMark Bank & Trust. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CapitalMark Bank & Trust U.S. Bank Average
4.07% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, CapitalMark Bank & Trust had $821,000 in non-current loans and $3,483,000 in owned real estate. To cover these potential losses it had $98,526,000 in equity and $7,320,000 in loans loss reserves. That gives it a Texas Ratio of 4.07%.

Return on Equity
CapitalMark Bank & Trust U.S. Bank Average
9.52% 8.84%

CapitalMark Bank & Trust has a Return on Equity of 9.52% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CapitalMark Bank & Trust U.S. Bank Average
10.18% 12.21%

CapitalMark Bank & Trust has a Capitalization of 10.18% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CapitalMark Bank & Trust Balance Sheet Analysis

As of March 31, 2015, CapitalMark Bank & Trust had assets of $1,048,910,000, loans of $758,161,000, and deposits of $840,426,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Capitalmark Bank & Trust

Branches and Savings

Is Capitalmark Bank & Trust FDIC insured?

Yes. It is covered under FDIC Certificate #58507.

Why does Capitalmark Bank & Trust pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Capitalmark Bank & Trust CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Capitalmark Bank & Trust a commercial bank?

Yes

Where are Capitalmark Bank & Trust locations?

See branch locations nearby.

Is Capitalmark Bank & Trust open on Saturdays?

Is Capitalmark Bank & Trust open on Sundays?

What time does Capitalmark Bank & Trust open?

What time does Capitalmark Bank & Trust close?

Are Capitalmark Bank & Trust ATMs Open 24/7?

Do Capitalmark Bank & Trust ATMs accept cash deposits?

Can Capitalmark Bank & Trust customers use other ATMs?

Do Capitalmark Bank & Trust branches have notaries?

Will Capitalmark Bank & Trust notarize my document?

What address for Capitalmark Bank & Trust should I put for incoming ACH transfers?

Will the Capitalmark Bank & Trust branch print checks?

Do Capitalmark Bank & Trust checks expire?

Does Capitalmark Bank & Trust require US citizenship to open account?

Can Capitalmark Bank & Trust close my account?

Does Capitalmark Bank & Trust Report to credit bureaus?

Does Capitalmark Bank & Trust Use Equifax?

What is Capitalmark Bank & Trust's ACH Routing Number?

What is Capitalmark Bank & Trust's SWIFT code?

Products

Does Capitalmark Bank & Trust offer mortgages?

Compare mortgage rates here.

Does Capitalmark Bank & Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capitalmark Bank & Trust offer personal loans?

Compare personal loan rates here.

Does Capitalmark Bank & Trust offer student loans?

Will Capitalmark Bank & Trust cash a check?

Will Capitalmark Bank & Trust redeem a savings bond?

Does Capitalmark Bank & Trust cash savings bonds?

Will Capitalmark Bank & Trust cash money orders?

Can Capitalmark Bank & Trust issue a money order?

Does Capitalmark Bank & Trust do currency exchange?

Background on The Bank

Who owns Capitalmark Bank & Trust?

How long has Capitalmark Bank & Trust been around?

Can Capitalmark Bank & Trust transfer to other banks?

Does Capitalmark Bank & Trust have quick pay?

Does Capitalmark Bank & Trust accept rolled coins?

Will Capitalmark Bank & Trust accept loose change?

Where is Capitalmark Bank & Trust headquarters?

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