CapStar Bank

201 4th Avenue North, Suite 950
Nashville, TN 37219

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58823
Date Established 2008
Assets $1.38 billion
Loans $1.08 billion
Deposits $1.14 billion
Capital $0.13 billion

CapStar Bank is an FDIC insured institution located in Nashville, TN. It was founded in 2008 and has approximately $1.38 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of CapStar Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CapStar Bank’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Tennessee, CapStar Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 11.67
Multifamily
Mortgages
2.82
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 3.70
Construction and Development Loans 8.52
Commercial Real Estate 36.35
Commercial and Industrial Loans 37.83
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CapStar Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Payment
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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.792% 4.750% 0.00 $1,225 $1,305 Learn More
AmeriSave Mortgage Corporation
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4.797% 4.750% 0.00 $1,352 $1,305 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,167 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to CapStar Bank
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Branches

CapStar Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


CapStar Bank Locations

Financial Details

CapStar Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CapStar Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CapStar Bank U.S. Bank Average
0.9% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, CapStar Bank had $1,329,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $133,636,000 in equity and $14,563,000 in loans loss reserves. That gives it a Texas Ratio of 0.9%.

Return on Equity
CapStar Bank U.S. Bank Average
10.26% 9.35%

CapStar Bank has a Return on Equity of 10.26% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CapStar Bank U.S. Bank Average
9.67% 12.01%

CapStar Bank has a Capitalization of 9.67% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CapStar Bank Balance Sheet Analysis

As of March 31, 2018, CapStar Bank had assets of $1,382,576,000, loans of $1,079,544,000, and deposits of $1,142,564,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.05 billion
Interest-bearing balances $0.03 billion
Total securities $0.19 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $1.08 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.05 billion
     Total Assets $1.25 billion
LIABILITIES
Total deposits $1.14 billion
      Interest-bearing deposits $0.87 billion
      Deposits held in domestic offices $1.14 billion
      % insured (estimated) 35.72%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.10 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $1.25 billion
      Shareholders’ Equity $0.13 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Capstar Bank

Branches and Savings

Is Capstar Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58823.

Why does Capstar Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Capstar Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Capstar Bank a commercial bank?

Yes

Where are Capstar Bank locations?

See branch locations nearby.

Is Capstar Bank open on Saturdays?

Is Capstar Bank open on Sundays?

What time does Capstar Bank open?

What time does Capstar Bank close?

Are Capstar Bank ATMs Open 24/7?

Do Capstar Bank ATMs accept cash deposits?

Can Capstar Bank customers use other ATMs?

Do Capstar Bank branches have notaries?

Will Capstar Bank notarize my document?

What address for Capstar Bank should I put for incoming ACH transfers?

Will the Capstar Bank branch print checks?

Do Capstar Bank checks expire?

Does Capstar Bank require US citizenship to open account?

Can Capstar Bank close my account?

Does Capstar Bank Report to credit bureaus?

Does Capstar Bank Use Equifax?

What is Capstar Bank's ACH Routing Number?

What is Capstar Bank's SWIFT code?

Products

Does Capstar Bank offer mortgages?

Compare mortgage rates here.

Does Capstar Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capstar Bank offer personal loans?

Compare personal loan rates here.

Does Capstar Bank offer student loans?

Will Capstar Bank cash a check?

Will Capstar Bank redeem a savings bond?

Does Capstar Bank cash savings bonds?

Will Capstar Bank cash money orders?

Can Capstar Bank issue a money order?

Does Capstar Bank do currency exchange?

Background on The Bank

Who owns Capstar Bank?

How long has Capstar Bank been around?

Can Capstar Bank transfer to other banks?

Does Capstar Bank have quick pay?

Does Capstar Bank accept rolled coins?

Will Capstar Bank accept loose change?

Where is Capstar Bank headquarters?

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