CBank

8050 Hosbrook Road, Suite 220
Cincinnati, OH 45236

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58434
Date Established 2007
Assets $0.15 billion
Loans $0.13 billion
Deposits $0.13 billion
Capital $0.02 billion

CBank is an FDIC insured institution located in Cincinnati, OH. It was founded in 2007 and has approximately $0.15 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of CBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CBank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Ohio, CBank has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.43
Multifamily
Mortgages
9.41
Credit Card Loans 0.06
Consumer Auto Loans 0.01
Small Business Loans 4.31
Construction and Development Loans 1.99
Commercial Real Estate 34.82
Commercial and Industrial Loans 17.40
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Cbank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CBank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to CBank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

CBank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


CBank Locations

Financial Details

CBank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CBank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CBank U.S. Bank Average
0.24% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, CBank had $51,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,597,000 in equity and $1,437,000 in loans loss reserves. That gives it a Texas Ratio of 0.24%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
CBank U.S. Bank Average
7.76% 8.58

CBank has a Return on Equity of 7.76% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CBank U.S. Bank Average
13.2% 12.11

CBank has a Capitalization of 13.2% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CBank Balance Sheet Analysis

As of June 30, 2017, CBank had assets of $148,516,000, loans of $125,056,000, and deposits of $125,091,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About CBank

Branches and Savings

Is CBank FDIC insured?

Yes. It is covered under FDIC Certificate #58434.

Why does CBank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are CBank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is CBank a commercial bank?

Yes

Where are CBank locations?

See branch locations nearby.

Is CBank open on Saturdays?

Is CBank open on Sundays?

What time does CBank open?

What time does CBank close?

Are CBank ATMs Open 24/7?

Do CBank ATMs accept cash deposits?

Can CBank customers use other ATMs?

Do CBank branches have notaries?

Will CBank notarize my document?

What address for CBank should I put for incoming ACH transfers?

Will the CBank branch print checks?

Do CBank checks expire?

Does CBank require US citizenship to open account?

Can CBank close my account?

Does CBank Report to credit bureaus?

Does CBank Use Equifax?

What is CBank's ACH Routing Number?

What is CBank's SWIFT code?

Products

Does CBank offer mortgages?

Compare mortgage rates here.

Does CBank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does CBank offer personal loans?

Compare personal loan rates here.

Does CBank offer student loans?

Will CBank cash a check?

Will CBank redeem a savings bond?

Does CBank cash savings bonds?

Will CBank cash money orders?

Can CBank issue a money order?

Does CBank do currency exchange?

Background on The Bank

Who owns CBank?

How long has CBank been around?

Can CBank transfer to other banks?

Does CBank have quick pay?

Does CBank accept rolled coins?

Will CBank accept loose change?

Where is CBank headquarters?

Customer Reviews for CBank

There are currently no comments for CBank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →