Chester National Bank of Missouri

Headquarters

1010 North Main Street
Perryville, MO 63775
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Chester National Bank of Missouri is an FDIC insured institution located in Perryville, MO. It was founded in 1996 and has approximately $0.01 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34359
Date Established 1996
Assets $ 7.51 million
Loans $ 3.92 million
Deposits $ 6.00 million
Capital $ 1.51 million
 

For a more detailed analysis of Chester National Bank of Missouri's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 26, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 26, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Chester National Bank of Missouri

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
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4.000 %
$0 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
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2.990 %
$0 Learn More
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Note to Chester National Bank of Missouri
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Branches

Chester National Bank of Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Chester National Bank of Missouri Locations


Financial Details

Chester National Bank of Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chester National Bank of Missouri. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Chester National Bank of Missouri U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Chester National Bank of Missouri had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,509,000 in equity and $49,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Chester National Bank of Missouri U.S. Bank Average
5.2% 7.80%

Chester National Bank of Missouri has a Return on Equity of 5.2% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Chester National Bank of Missouri U.S. Bank Average
20.11% 12.68%

Chester National Bank of Missouri has a Capitalization of 20.11% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Chester National Bank of Missouri Balance Sheet Analysis

As of December 31, 2010, Chester National Bank of Missouri had assets of $7,505,000, loans of $3,918,000, and deposits of $5,995,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.92 million
Loan loss allowance $ 0.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 6.00 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 7.51 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Chester National Bank of Missouri’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Chester National Bank of Missouri’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Chester National Bank Of Missouri

Branches and Savings

Is Chester National Bank Of Missouri FDIC insured?

Yes. It is covered under FDIC Certificate #34359.

Why does Chester National Bank Of Missouri pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Chester National Bank Of Missouri CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Chester National Bank Of Missouri a commercial bank?

Yes

Where are Chester National Bank Of Missouri locations?

See branch locations nearby.

Is Chester National Bank Of Missouri open on Saturdays?

Is Chester National Bank Of Missouri open on Sundays?

What time does Chester National Bank Of Missouri open?

What time does Chester National Bank Of Missouri close?

Are Chester National Bank Of Missouri ATMs Open 24/7?

Do Chester National Bank Of Missouri ATMs accept cash deposits?

Can Chester National Bank Of Missouri customers use other ATMs?

Do Chester National Bank Of Missouri branches have notaries?

Will Chester National Bank Of Missouri notarize my document?

What address for Chester National Bank Of Missouri should I put for incoming ACH transfers?

Will the Chester National Bank Of Missouri branch print checks?

Do Chester National Bank Of Missouri checks expire?

Does Chester National Bank Of Missouri require US citizenship to open account?

Can Chester National Bank Of Missouri close my account?

Does Chester National Bank Of Missouri Report to credit bureaus?

Does Chester National Bank Of Missouri Use Equifax?

What is Chester National Bank Of Missouri's ACH Routing Number?

What is Chester National Bank Of Missouri's SWIFT code?

Products

Does Chester National Bank Of Missouri offer mortgages?

Compare mortgage rates here.

Does Chester National Bank Of Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chester National Bank Of Missouri offer personal loans?

Compare personal loan rates here.

Does Chester National Bank Of Missouri offer student loans?

Will Chester National Bank Of Missouri cash a check?

Will Chester National Bank Of Missouri redeem a savings bond?

Does Chester National Bank Of Missouri cash savings bonds?

Will Chester National Bank Of Missouri cash money orders?

Can Chester National Bank Of Missouri issue a money order?

Does Chester National Bank Of Missouri do currency exchange?

Background on The Bank

Who owns Chester National Bank Of Missouri?

How long has Chester National Bank Of Missouri been around?

Can Chester National Bank Of Missouri transfer to other banks?

Does Chester National Bank Of Missouri have quick pay?

Does Chester National Bank Of Missouri accept rolled coins?

Will Chester National Bank Of Missouri accept loose change?

Where is Chester National Bank Of Missouri headquarters?

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