Chickasha Bank & Trust Company

Headquarters

1924 South 4th Street
Chickasha, OK 73018
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Chickasha Bank & Trust Company is an FDIC insured institution located in Chickasha, OK. It was founded in 1973 and has approximately $0.2 billion in assets.

FDIC Insured Yes
FDIC Certificate # 21012
Date Established 1973
Assets $ 198.77 million
Loans $ 121.75 million
Deposits $ 165.99 million
Capital $ 26.16 million
 

For a more detailed analysis of Chickasha Bank & Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Chickasha Bank & Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Chickasha Bank & Trust Company
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Chickasha Bank & Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Chickasha Bank & Trust Company Locations


Financial Details

Chickasha Bank & Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chickasha Bank & Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Chickasha Bank & Trust Company U.S. Bank Average
6.58% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Chickasha Bank & Trust Company had $1,511,000 in non-current loans and $264,000 in owned real estate. To cover these potential losses it had $26,158,000 in equity and $809,000 in loans loss reserves. That gives it a Texas Ratio of 6.58%.

Return on Equity
Chickasha Bank & Trust Company U.S. Bank Average
9.58% 9.24%

Chickasha Bank & Trust Company has a Return on Equity of 9.58% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Chickasha Bank & Trust Company U.S. Bank Average
13.16% 11.96%

Chickasha Bank & Trust Company has a Capitalization of 13.16% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Chickasha Bank & Trust Company Balance Sheet Analysis

As of June 30, 2014, Chickasha Bank & Trust Company had assets of $198,767,000, loans of $121,747,000, and deposits of $165,992,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 121.75 million
Loan loss allowance $ 0.81 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.26 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 165.99 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 198.77 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Chickasha Bank & Trust Company’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and 1-4 Family Residential Loans.

Compared to other banks in Oklahoma, Chickasha Bank & Trust Company has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.19
Multifamily
Mortgages
0.25
Credit Card Loans 0.00
Consumer Auto Loans 1.16
Small Business Loans 6.76
Construction and Development Loans 18.85
Commercial Real Estate 19.85
Commercial and Industrial Loans 8.22
Farm Loans 15.23

Frequently Asked Questions About Chickasha Bank & Trust Company

Branches and Savings

Is Chickasha Bank & Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #21012.

Why does Chickasha Bank & Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Chickasha Bank & Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Chickasha Bank & Trust Company a commercial bank?

Yes

Where are Chickasha Bank & Trust Company locations?

See branch locations nearby.

Is Chickasha Bank & Trust Company open on Saturdays?

Is Chickasha Bank & Trust Company open on Sundays?

What time does Chickasha Bank & Trust Company open?

What time does Chickasha Bank & Trust Company close?

Are Chickasha Bank & Trust Company ATMs Open 24/7?

Do Chickasha Bank & Trust Company ATMs accept cash deposits?

Can Chickasha Bank & Trust Company customers use other ATMs?

Do Chickasha Bank & Trust Company branches have notaries?

Will Chickasha Bank & Trust Company notarize my document?

What address for Chickasha Bank & Trust Company should I put for incoming ACH transfers?

Will the Chickasha Bank & Trust Company branch print checks?

Do Chickasha Bank & Trust Company checks expire?

Does Chickasha Bank & Trust Company require US citizenship to open account?

Can Chickasha Bank & Trust Company close my account?

Does Chickasha Bank & Trust Company Report to credit bureaus?

Does Chickasha Bank & Trust Company Use Equifax?

What is Chickasha Bank & Trust Company's ACH Routing Number?

What is Chickasha Bank & Trust Company's SWIFT code?

Products

Does Chickasha Bank & Trust Company offer mortgages?

Compare mortgage rates here.

Does Chickasha Bank & Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chickasha Bank & Trust Company offer personal loans?

Compare personal loan rates here.

Does Chickasha Bank & Trust Company offer student loans?

Will Chickasha Bank & Trust Company cash a check?

Will Chickasha Bank & Trust Company redeem a savings bond?

Does Chickasha Bank & Trust Company cash savings bonds?

Will Chickasha Bank & Trust Company cash money orders?

Can Chickasha Bank & Trust Company issue a money order?

Does Chickasha Bank & Trust Company do currency exchange?

Background on The Bank

Who owns Chickasha Bank & Trust Company?

How long has Chickasha Bank & Trust Company been around?

Can Chickasha Bank & Trust Company transfer to other banks?

Does Chickasha Bank & Trust Company have quick pay?

Does Chickasha Bank & Trust Company accept rolled coins?

Will Chickasha Bank & Trust Company accept loose change?

Where is Chickasha Bank & Trust Company headquarters?

Customer Reviews for Chickasha Bank & Trust Company

There are currently no comments for Chickasha Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →