CNB Community Bank

Headquarters

123 South Galway St
Greeley, NE 68842
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

CNB Community Bank is an FDIC insured institution located in Greeley, NE. It was founded in 1930 and has approximately $0.02 billion in assets.

FDIC Insured Yes
FDIC Certificate # 5413
Date Established 1930
Assets $ 19.26 million
Loans $ 8.61 million
Deposits $ 16.72 million
Capital $ 1.86 million
 

For a more detailed analysis of CNB Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CNB Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to CNB Community Bank
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Branches

CNB Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


CNB Community Bank Locations


Financial Details

CNB Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CNB Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CNB Community Bank U.S. Bank Average
0.35% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, CNB Community Bank had $7,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,861,000 in equity and $131,000 in loans loss reserves. That gives it a Texas Ratio of 0.35%.

Return on Equity
CNB Community Bank U.S. Bank Average
-3.92% 7.80%

CNB Community Bank has a Return on Equity of -3.92% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CNB Community Bank U.S. Bank Average
9.66% 12.68%

CNB Community Bank has a Capitalization of 9.66% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CNB Community Bank Balance Sheet Analysis

As of September 30, 2012, CNB Community Bank had assets of $19,258,000, loans of $8,608,000, and deposits of $16,716,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 8.61 million
Loan loss allowance $ 0.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 16.72 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 19.26 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in CNB Community Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Nebraska, CNB Community Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.90
Multifamily
Mortgages
0.00
Credit Card Loans 0.36
Consumer Auto Loans 2.89
Small Business Loans 2.15
Construction and Development Loans 2.29
Commercial Real Estate 2.15
Commercial and Industrial Loans 6.76
Farm Loans 46.62

Frequently Asked Questions About Cnb Community Bank

Branches and Savings

Is Cnb Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5413.

Why does Cnb Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cnb Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cnb Community Bank a commercial bank?

Yes

Where are Cnb Community Bank locations?

See branch locations nearby.

Is Cnb Community Bank open on Saturdays?

Is Cnb Community Bank open on Sundays?

What time does Cnb Community Bank open?

What time does Cnb Community Bank close?

Are Cnb Community Bank ATMs Open 24/7?

Do Cnb Community Bank ATMs accept cash deposits?

Can Cnb Community Bank customers use other ATMs?

Do Cnb Community Bank branches have notaries?

Will Cnb Community Bank notarize my document?

What address for Cnb Community Bank should I put for incoming ACH transfers?

Will the Cnb Community Bank branch print checks?

Do Cnb Community Bank checks expire?

Does Cnb Community Bank require US citizenship to open account?

Can Cnb Community Bank close my account?

Does Cnb Community Bank Report to credit bureaus?

Does Cnb Community Bank Use Equifax?

What is Cnb Community Bank's ACH Routing Number?

What is Cnb Community Bank's SWIFT code?

Products

Does Cnb Community Bank offer mortgages?

Compare mortgage rates here.

Does Cnb Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cnb Community Bank offer personal loans?

Compare personal loan rates here.

Does Cnb Community Bank offer student loans?

Will Cnb Community Bank cash a check?

Will Cnb Community Bank redeem a savings bond?

Does Cnb Community Bank cash savings bonds?

Will Cnb Community Bank cash money orders?

Can Cnb Community Bank issue a money order?

Does Cnb Community Bank do currency exchange?

Background on The Bank

Who owns Cnb Community Bank?

How long has Cnb Community Bank been around?

Can Cnb Community Bank transfer to other banks?

Does Cnb Community Bank have quick pay?

Does Cnb Community Bank accept rolled coins?

Will Cnb Community Bank accept loose change?

Where is Cnb Community Bank headquarters?

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