CoBiz Bank

1401 Lawrence Street
Denver, CO 80202

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22683
Date Established 1978
Assets $3.77 billion
Loans $3.02 billion
Deposits $3.09 billion
Capital $0.40 billion

CoBiz Bank is an FDIC insured institution located in Denver, CO. It was founded in 1978 and has approximately $3.77 billion in assets. Customers can open an account at one of its 19 branches.

For a more detailed analysis of CoBiz Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CoBiz Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Colorado, CoBiz Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 11.78
Multifamily
Mortgages
1.41
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 5.34
Construction and Development Loans 6.22
Commercial Real Estate 37.46
Commercial and Industrial Loans 23.69
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.15% $100,000 $499,999 Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.25% $100,000 $499,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $1,000 $49,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.05% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.05% $25,000 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.10% $1,000 $24,999 Learn MoreShow Less
Premium MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CoBiz Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to CoBiz Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

CoBiz Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


CoBiz Bank Locations

Financial Details

CoBiz Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CoBiz Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CoBiz Bank U.S. Bank Average
1.04% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, CoBiz Bank had $4,494,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $395,567,000 in equity and $35,294,000 in loans loss reserves. That gives it a Texas Ratio of 1.04%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
CoBiz Bank U.S. Bank Average
10.6% 8.58

CoBiz Bank has a Return on Equity of 10.6% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CoBiz Bank U.S. Bank Average
10.5% 12.11

CoBiz Bank has a Capitalization of 10.5% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CoBiz Bank Balance Sheet Analysis

As of June 30, 2017, CoBiz Bank had assets of $3,768,842,000, loans of $3,019,198,000, and deposits of $3,089,309,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About CoBiz Bank

Branches and Savings

Is CoBiz Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22683.

Why does CoBiz Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are CoBiz Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is CoBiz Bank a commercial bank?

Yes

Where are CoBiz Bank locations?

See branch locations nearby.

Is CoBiz Bank open on Saturdays?

Is CoBiz Bank open on Sundays?

What time does CoBiz Bank open?

What time does CoBiz Bank close?

Are CoBiz Bank ATMs Open 24/7?

Do CoBiz Bank ATMs accept cash deposits?

Can CoBiz Bank customers use other ATMs?

Do CoBiz Bank branches have notaries?

Will CoBiz Bank notarize my document?

What address for CoBiz Bank should I put for incoming ACH transfers?

Will the CoBiz Bank branch print checks?

Do CoBiz Bank checks expire?

Does CoBiz Bank require US citizenship to open account?

Can CoBiz Bank close my account?

Does CoBiz Bank Report to credit bureaus?

Does CoBiz Bank Use Equifax?

What is CoBiz Bank's ACH Routing Number?

What is CoBiz Bank's SWIFT code?

Products

Does CoBiz Bank offer mortgages?

Compare mortgage rates here.

Does CoBiz Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does CoBiz Bank offer personal loans?

Compare personal loan rates here.

Does CoBiz Bank offer student loans?

Will CoBiz Bank cash a check?

Will CoBiz Bank redeem a savings bond?

Does CoBiz Bank cash savings bonds?

Will CoBiz Bank cash money orders?

Can CoBiz Bank issue a money order?

Does CoBiz Bank do currency exchange?

Background on The Bank

Who owns CoBiz Bank?

How long has CoBiz Bank been around?

Can CoBiz Bank transfer to other banks?

Does CoBiz Bank have quick pay?

Does CoBiz Bank accept rolled coins?

Will CoBiz Bank accept loose change?

Where is CoBiz Bank headquarters?

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