Colorado Valley Bank,SSB

Headquarters

143 North Main
La Grange, TX 78945
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Colorado Valley Bank,SSB is an FDIC insured institution located in La Grange, TX. It was founded in 1985 and has approximately $0.03 billion in assets.

FDIC Insured Yes
FDIC Certificate # 26424
Date Established 1985
Assets $ 27.74 million
Loans $ 19.87 million
Deposits $ 23.56 million
Capital $ 1.61 million
 

For a more detailed analysis of Colorado Valley Bank,SSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 29, 2020

Your Current Location: Washington, WA 98101

 

Loan Rates - November 29, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for Colorado Valley Bank,SSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to Colorado Valley Bank,SSB
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Colorado Valley Bank,SSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Colorado Valley Bank,SSB Locations


Financial Details

Colorado Valley Bank,SSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Colorado Valley Bank,SSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Colorado Valley Bank,SSB U.S. Bank Average
12.44% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Colorado Valley Bank,SSB had $91,000 in non-current loans and $125,000 in owned real estate. To cover these potential losses it had $1,609,000 in equity and $127,000 in loans loss reserves. That gives it a Texas Ratio of 12.44%.

Return on Equity
Colorado Valley Bank,SSB U.S. Bank Average
-18.32% 7.80%

Colorado Valley Bank,SSB has a Return on Equity of -18.32% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Colorado Valley Bank,SSB U.S. Bank Average
5.8% 12.68%

Colorado Valley Bank,SSB has a Capitalization of 5.8% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Colorado Valley Bank,SSB Balance Sheet Analysis

As of June 30, 2012, Colorado Valley Bank,SSB had assets of $27,736,000, loans of $19,872,000, and deposits of $23,555,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 19.87 million
Loan loss allowance $ 0.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.13 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 23.56 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 27.74 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Colorado Valley Bank,SSB’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Colorado Valley Bank,SSB’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Colorado Valley Bank,ssb

Branches and Savings

Is Colorado Valley Bank,ssb FDIC insured?

Yes. It is covered under FDIC Certificate #26424.

Why does Colorado Valley Bank,ssb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Colorado Valley Bank,ssb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Colorado Valley Bank,ssb a commercial bank?

Yes

Where are Colorado Valley Bank,ssb locations?

See branch locations nearby.

Is Colorado Valley Bank,ssb open on Saturdays?

Is Colorado Valley Bank,ssb open on Sundays?

What time does Colorado Valley Bank,ssb open?

What time does Colorado Valley Bank,ssb close?

Are Colorado Valley Bank,ssb ATMs Open 24/7?

Do Colorado Valley Bank,ssb ATMs accept cash deposits?

Can Colorado Valley Bank,ssb customers use other ATMs?

Do Colorado Valley Bank,ssb branches have notaries?

Will Colorado Valley Bank,ssb notarize my document?

What address for Colorado Valley Bank,ssb should I put for incoming ACH transfers?

Will the Colorado Valley Bank,ssb branch print checks?

Do Colorado Valley Bank,ssb checks expire?

Does Colorado Valley Bank,ssb require US citizenship to open account?

Can Colorado Valley Bank,ssb close my account?

Does Colorado Valley Bank,ssb Report to credit bureaus?

Does Colorado Valley Bank,ssb Use Equifax?

What is Colorado Valley Bank,ssb's ACH Routing Number?

What is Colorado Valley Bank,ssb's SWIFT code?

Products

Does Colorado Valley Bank,ssb offer mortgages?

Compare mortgage rates here.

Does Colorado Valley Bank,ssb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Colorado Valley Bank,ssb offer personal loans?

Compare personal loan rates here.

Does Colorado Valley Bank,ssb offer student loans?

Will Colorado Valley Bank,ssb cash a check?

Will Colorado Valley Bank,ssb redeem a savings bond?

Does Colorado Valley Bank,ssb cash savings bonds?

Will Colorado Valley Bank,ssb cash money orders?

Can Colorado Valley Bank,ssb issue a money order?

Does Colorado Valley Bank,ssb do currency exchange?

Background on The Bank

Who owns Colorado Valley Bank,ssb?

How long has Colorado Valley Bank,ssb been around?

Can Colorado Valley Bank,ssb transfer to other banks?

Does Colorado Valley Bank,ssb have quick pay?

Does Colorado Valley Bank,ssb accept rolled coins?

Will Colorado Valley Bank,ssb accept loose change?

Where is Colorado Valley Bank,ssb headquarters?

Customer Reviews for Colorado Valley Bank,SSB

There are currently no comments for Colorado Valley Bank,SSB. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →