Community Bank of DuPage

Headquarters

535 Ogden Avenue
Downers Grove, IL 60515
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community Bank of DuPage is an FDIC insured institution located in Downers Grove, IL. It was founded in 2006 and has approximately $0.06 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58353
Date Established 2006
Assets $ 63.43 million
Loans $ 44.63 million
Deposits $ 46.93 million
Capital $ 6.39 million
 

For a more detailed analysis of Community Bank of DuPage's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Community Bank of DuPage

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Community Bank of DuPage
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Branches

Community Bank of DuPage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Bank of DuPage Locations


Financial Details

Community Bank of DuPage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Bank of DuPage. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Bank of DuPage U.S. Bank Average
99.18% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community Bank of DuPage had $5,512,000 in non-current loans and $2,551,000 in owned real estate. To cover these potential losses it had $6,387,000 in equity and $1,743,000 in loans loss reserves. That gives it a Texas Ratio of 99.18%.

Return on Equity
Community Bank of DuPage U.S. Bank Average
-18.91% 7.80%

Community Bank of DuPage has a Return on Equity of -18.91% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Bank of DuPage U.S. Bank Average
10.07% 12.68%

Community Bank of DuPage has a Capitalization of 10.07% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Bank of DuPage Balance Sheet Analysis

As of December 31, 2010, Community Bank of DuPage had assets of $63,427,000, loans of $44,628,000, and deposits of $46,934,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 44.63 million
Loan loss allowance $ 1.74 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.55 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 46.93 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 63.43 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Community Bank of DuPage’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Community Bank of DuPage’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Community Bank Of Dupage

Branches and Savings

Is Community Bank Of Dupage FDIC insured?

Yes. It is covered under FDIC Certificate #58353.

Why does Community Bank Of Dupage pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Bank Of Dupage CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Bank Of Dupage a commercial bank?

Yes

Where are Community Bank Of Dupage locations?

See branch locations nearby.

Is Community Bank Of Dupage open on Saturdays?

Is Community Bank Of Dupage open on Sundays?

What time does Community Bank Of Dupage open?

What time does Community Bank Of Dupage close?

Are Community Bank Of Dupage ATMs Open 24/7?

Do Community Bank Of Dupage ATMs accept cash deposits?

Can Community Bank Of Dupage customers use other ATMs?

Do Community Bank Of Dupage branches have notaries?

Will Community Bank Of Dupage notarize my document?

What address for Community Bank Of Dupage should I put for incoming ACH transfers?

Will the Community Bank Of Dupage branch print checks?

Do Community Bank Of Dupage checks expire?

Does Community Bank Of Dupage require US citizenship to open account?

Can Community Bank Of Dupage close my account?

Does Community Bank Of Dupage Report to credit bureaus?

Does Community Bank Of Dupage Use Equifax?

What is Community Bank Of Dupage's ACH Routing Number?

What is Community Bank Of Dupage's SWIFT code?

Products

Does Community Bank Of Dupage offer mortgages?

Compare mortgage rates here.

Does Community Bank Of Dupage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Bank Of Dupage offer personal loans?

Compare personal loan rates here.

Does Community Bank Of Dupage offer student loans?

Will Community Bank Of Dupage cash a check?

Will Community Bank Of Dupage redeem a savings bond?

Does Community Bank Of Dupage cash savings bonds?

Will Community Bank Of Dupage cash money orders?

Can Community Bank Of Dupage issue a money order?

Does Community Bank Of Dupage do currency exchange?

Background on The Bank

Who owns Community Bank Of Dupage?

How long has Community Bank Of Dupage been around?

Can Community Bank Of Dupage transfer to other banks?

Does Community Bank Of Dupage have quick pay?

Does Community Bank Of Dupage accept rolled coins?

Will Community Bank Of Dupage accept loose change?

Where is Community Bank Of Dupage headquarters?

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