Community Bank-Wheaton/Glen Ellyn

Headquarters

357 Roosevelt Road
Glen Ellyn, IL 60137
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community Bank-Wheaton/Glen Ellyn is an FDIC insured institution located in Glen Ellyn, IL. It was founded in 1994 and has approximately $0.34 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 33953
Date Established 1994
Assets $ 343.47 million
Loans $ 180.05 million
Deposits $ 309.80 million
Capital $ 29.89 million
 

For a more detailed analysis of Community Bank-Wheaton/Glen Ellyn's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 30, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Community Bank-Wheaton/Glen Ellyn

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Community Bank-Wheaton/Glen Ellyn
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Branches

Community Bank-Wheaton/Glen Ellyn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Bank-Wheaton/Glen Ellyn Locations


Financial Details

Community Bank-Wheaton/Glen Ellyn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Bank-Wheaton/Glen Ellyn. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Bank-Wheaton/Glen Ellyn U.S. Bank Average
7.97% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community Bank-Wheaton/Glen Ellyn had $1,214,000 in non-current loans and $1,363,000 in owned real estate. To cover these potential losses it had $29,890,000 in equity and $2,445,000 in loans loss reserves. That gives it a Texas Ratio of 7.97%.

Return on Equity
Community Bank-Wheaton/Glen Ellyn U.S. Bank Average
5.85% 7.80%

Community Bank-Wheaton/Glen Ellyn has a Return on Equity of 5.85% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Bank-Wheaton/Glen Ellyn U.S. Bank Average
8.7% 12.68%

Community Bank-Wheaton/Glen Ellyn has a Capitalization of 8.7% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Bank-Wheaton/Glen Ellyn Balance Sheet Analysis

As of March 31, 2015, Community Bank-Wheaton/Glen Ellyn had assets of $335,531,000, loans of $180,049,000, and deposits of $309,797,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 180.05 million
Loan loss allowance $ 2.45 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.36 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 309.80 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 343.47 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Community Bank-Wheaton/Glen Ellyn’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Illinois, Community Bank-Wheaton/Glen Ellyn has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.34
Multifamily
Mortgages
2.08
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 30.60
Construction and Development Loans 1.43
Commercial Real Estate 48.60
Commercial and Industrial Loans 8.27
Farm Loans 0.00

Frequently Asked Questions About Community Bank-wheaton/glen Ellyn

Branches and Savings

Is Community Bank-wheaton/glen Ellyn FDIC insured?

Yes. It is covered under FDIC Certificate #33953.

Why does Community Bank-wheaton/glen Ellyn pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Bank-wheaton/glen Ellyn CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Bank-wheaton/glen Ellyn a commercial bank?

Yes

Where are Community Bank-wheaton/glen Ellyn locations?

See branch locations nearby.

Is Community Bank-wheaton/glen Ellyn open on Saturdays?

Is Community Bank-wheaton/glen Ellyn open on Sundays?

What time does Community Bank-wheaton/glen Ellyn open?

What time does Community Bank-wheaton/glen Ellyn close?

Are Community Bank-wheaton/glen Ellyn ATMs Open 24/7?

Do Community Bank-wheaton/glen Ellyn ATMs accept cash deposits?

Can Community Bank-wheaton/glen Ellyn customers use other ATMs?

Do Community Bank-wheaton/glen Ellyn branches have notaries?

Will Community Bank-wheaton/glen Ellyn notarize my document?

What address for Community Bank-wheaton/glen Ellyn should I put for incoming ACH transfers?

Will the Community Bank-wheaton/glen Ellyn branch print checks?

Do Community Bank-wheaton/glen Ellyn checks expire?

Does Community Bank-wheaton/glen Ellyn require US citizenship to open account?

Can Community Bank-wheaton/glen Ellyn close my account?

Does Community Bank-wheaton/glen Ellyn Report to credit bureaus?

Does Community Bank-wheaton/glen Ellyn Use Equifax?

What is Community Bank-wheaton/glen Ellyn's ACH Routing Number?

What is Community Bank-wheaton/glen Ellyn's SWIFT code?

Products

Does Community Bank-wheaton/glen Ellyn offer mortgages?

Compare mortgage rates here.

Does Community Bank-wheaton/glen Ellyn offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Bank-wheaton/glen Ellyn offer personal loans?

Compare personal loan rates here.

Does Community Bank-wheaton/glen Ellyn offer student loans?

Will Community Bank-wheaton/glen Ellyn cash a check?

Will Community Bank-wheaton/glen Ellyn redeem a savings bond?

Does Community Bank-wheaton/glen Ellyn cash savings bonds?

Will Community Bank-wheaton/glen Ellyn cash money orders?

Can Community Bank-wheaton/glen Ellyn issue a money order?

Does Community Bank-wheaton/glen Ellyn do currency exchange?

Background on The Bank

Who owns Community Bank-wheaton/glen Ellyn?

How long has Community Bank-wheaton/glen Ellyn been around?

Can Community Bank-wheaton/glen Ellyn transfer to other banks?

Does Community Bank-wheaton/glen Ellyn have quick pay?

Does Community Bank-wheaton/glen Ellyn accept rolled coins?

Will Community Bank-wheaton/glen Ellyn accept loose change?

Where is Community Bank-wheaton/glen Ellyn headquarters?

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