Community Banks of Colorado

Headquarters

5570 South Dtc Parkway
Greenwood Village, CO 80111
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community Banks of Colorado is an FDIC insured institution located in Greenwood Village, CO. It was founded in 1973 and has approximately $1.28 billion in assets.

Closed by FDIC on October 21, 2011 and assets transferred to Bank Midwest.

FDIC Insured Yes
FDIC Certificate # 21132
Date Established 1973
Assets $ 1,280.96 million
Loans $ 932.02 million
Deposits $ 1,239.63 million
Capital $ 22.18 million
 

For a more detailed analysis of Community Banks of Colorado's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

 

Loan Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Community Banks of Colorado

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.604% 2.500% 0.75 $3,434 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Community Banks of Colorado
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Branches

Community Banks of Colorado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Banks of Colorado Locations


Financial Details

Community Banks of Colorado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Banks of Colorado. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Banks of Colorado U.S. Bank Average
269.97% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community Banks of Colorado had $126,082,000 in non-current loans and $58,855,000 in owned real estate. To cover these potential losses it had $22,179,000 in equity and $46,324,000 in loans loss reserves. That gives it a Texas Ratio of 269.97%.

Return on Equity
Community Banks of Colorado U.S. Bank Average
-127.3% 7.80%

Community Banks of Colorado has a Return on Equity of -127.3% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Banks of Colorado U.S. Bank Average
1.73% 12.68%

Community Banks of Colorado has a Capitalization of 1.73% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Banks of Colorado Balance Sheet Analysis

As of September 30, 2011, Community Banks of Colorado had assets of $1,280,964,000, loans of $932,016,000, and deposits of $1,239,630,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 932.02 million
Loan loss allowance $ 46.32 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 58.86 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 1,239.63 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,280.96 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Community Banks of Colorado’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Community Banks of Colorado’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Community Banks Of Colorado

Branches and Savings

Is Community Banks Of Colorado FDIC insured?

Yes. It is covered under FDIC Certificate #21132.

Why does Community Banks Of Colorado pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Banks Of Colorado CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Banks Of Colorado a commercial bank?

Yes

Where are Community Banks Of Colorado locations?

See branch locations nearby.

Is Community Banks Of Colorado open on Saturdays?

Is Community Banks Of Colorado open on Sundays?

What time does Community Banks Of Colorado open?

What time does Community Banks Of Colorado close?

Are Community Banks Of Colorado ATMs Open 24/7?

Do Community Banks Of Colorado ATMs accept cash deposits?

Can Community Banks Of Colorado customers use other ATMs?

Do Community Banks Of Colorado branches have notaries?

Will Community Banks Of Colorado notarize my document?

What address for Community Banks Of Colorado should I put for incoming ACH transfers?

Will the Community Banks Of Colorado branch print checks?

Do Community Banks Of Colorado checks expire?

Does Community Banks Of Colorado require US citizenship to open account?

Can Community Banks Of Colorado close my account?

Does Community Banks Of Colorado Report to credit bureaus?

Does Community Banks Of Colorado Use Equifax?

What is Community Banks Of Colorado's ACH Routing Number?

What is Community Banks Of Colorado's SWIFT code?

Products

Does Community Banks Of Colorado offer mortgages?

Compare mortgage rates here.

Does Community Banks Of Colorado offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Banks Of Colorado offer personal loans?

Compare personal loan rates here.

Does Community Banks Of Colorado offer student loans?

Will Community Banks Of Colorado cash a check?

Will Community Banks Of Colorado redeem a savings bond?

Does Community Banks Of Colorado cash savings bonds?

Will Community Banks Of Colorado cash money orders?

Can Community Banks Of Colorado issue a money order?

Does Community Banks Of Colorado do currency exchange?

Background on The Bank

Who owns Community Banks Of Colorado?

How long has Community Banks Of Colorado been around?

Can Community Banks Of Colorado transfer to other banks?

Does Community Banks Of Colorado have quick pay?

Does Community Banks Of Colorado accept rolled coins?

Will Community Banks Of Colorado accept loose change?

Where is Community Banks Of Colorado headquarters?

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