Community National Bank in Monmouth

311 North Main Street
Monmouth, IL 61462

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19230
Date Established 1964
Assets $0.04 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.01 billion

Community National Bank in Monmouth is an FDIC insured institution located in Monmouth, IL. It was founded in 1964 and has approximately $0.04 billion in assets.

For a more detailed analysis of Community National Bank in Monmouth's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Community National Bank in Monmouth’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Illinois, Community National Bank in Monmouth has a significantly higher percent of Small Business Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.85
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 8.29
Small Business Loans 13.12
Construction and Development Loans 0.00
Commercial Real Estate 13.12
Commercial and Industrial Loans 17.95
Farm Loans 27.70

Deposit Rates - February 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
3 Mo CD
0.52% $5,000 $19,999 Learn MoreShow Less
3 Mo CD
0.77% $20,000 - Learn MoreShow Less
6 Mo CD
0.99% $5,000 $19,999 Learn MoreShow Less
6 Mo CD
1.05% $20,000 - Learn MoreShow Less
12 Mo CD
1.21% $5,000 $19,999 Learn MoreShow Less
12 Mo CD
1.28% $20,000 - Learn MoreShow Less
30 Mo CD
1.34% $5,000 $19,999 Learn MoreShow Less
48 Mo CD
1.81% $5,000 $19,999 Learn MoreShow Less
48 Mo CD
2.17% $20,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.80% $1,000 $5,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Community National Bank in Monmouth

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info

Note to Community National Bank in Monmouth
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Community National Bank in Monmouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Community National Bank in Monmouth Locations

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Financial Details

Community National Bank in Monmouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community National Bank in Monmouth. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community National Bank in Monmouth U.S. Bank Average
8.63% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Community National Bank in Monmouth had $553,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,944,000 in equity and $465,000 in loans loss reserves. That gives it a Texas Ratio of 8.63%.

Return on Equity
Community National Bank in Monmouth U.S. Bank Average
-3.3% 9.95%

Community National Bank in Monmouth has a Return on Equity of -3.3% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community National Bank in Monmouth U.S. Bank Average
15.3% 12.19%

Community National Bank in Monmouth has a Capitalization of 15.3% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community National Bank in Monmouth Balance Sheet Analysis

As of September 30, 2018, Community National Bank in Monmouth had assets of $38,850,000, loans of $23,975,000, and deposits of $32,527,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.03 billion
LIABILITIES
Total deposits $0.03 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.03 billion
      % insured (estimated) 85.81%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.03 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $-0.00 billion

Frequently Asked Questions About Community National Bank In Monmouth

Branches and Savings

Is Community National Bank In Monmouth FDIC insured?

Yes. It is covered under FDIC Certificate #19230.

Why does Community National Bank In Monmouth pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community National Bank In Monmouth CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community National Bank In Monmouth a commercial bank?

Yes

Where are Community National Bank In Monmouth locations?

See branch locations nearby.

Is Community National Bank In Monmouth open on Saturdays?

Is Community National Bank In Monmouth open on Sundays?

What time does Community National Bank In Monmouth open?

What time does Community National Bank In Monmouth close?

Are Community National Bank In Monmouth ATMs Open 24/7?

Do Community National Bank In Monmouth ATMs accept cash deposits?

Can Community National Bank In Monmouth customers use other ATMs?

Do Community National Bank In Monmouth branches have notaries?

Will Community National Bank In Monmouth notarize my document?

What address for Community National Bank In Monmouth should I put for incoming ACH transfers?

Will the Community National Bank In Monmouth branch print checks?

Do Community National Bank In Monmouth checks expire?

Does Community National Bank In Monmouth require US citizenship to open account?

Can Community National Bank In Monmouth close my account?

Does Community National Bank In Monmouth Report to credit bureaus?

Does Community National Bank In Monmouth Use Equifax?

What is Community National Bank In Monmouth's ACH Routing Number?

What is Community National Bank In Monmouth's SWIFT code?

Products

Does Community National Bank In Monmouth offer mortgages?

Compare mortgage rates here.

Does Community National Bank In Monmouth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community National Bank In Monmouth offer personal loans?

Compare personal loan rates here.

Does Community National Bank In Monmouth offer student loans?

Will Community National Bank In Monmouth cash a check?

Will Community National Bank In Monmouth redeem a savings bond?

Does Community National Bank In Monmouth cash savings bonds?

Will Community National Bank In Monmouth cash money orders?

Can Community National Bank In Monmouth issue a money order?

Does Community National Bank In Monmouth do currency exchange?

Background on The Bank

Who owns Community National Bank In Monmouth?

How long has Community National Bank In Monmouth been around?

Can Community National Bank In Monmouth transfer to other banks?

Does Community National Bank In Monmouth have quick pay?

Does Community National Bank In Monmouth accept rolled coins?

Will Community National Bank In Monmouth accept loose change?

Where is Community National Bank In Monmouth headquarters?

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