Continental Bank

Headquarters

113 West Germantown Pike
East Norriton, PA 19401
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Continental Bank is an FDIC insured institution located in East Norriton, PA. It was founded in 2005 and has approximately $0.68 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58061
Date Established 2005
Assets $ 697.53 million
Loans $ 408.98 million
Deposits $ 493.90 million
Capital $ 62.33 million
 

For a more detailed analysis of Continental Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

 

Loan Rates - November 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Continental Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.557% 2.500% 0.75 $1,872 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Continental Bank
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Branches

Continental Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Continental Bank Locations


Financial Details

Continental Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Continental Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Continental Bank U.S. Bank Average
5.88% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Continental Bank had $3,627,000 in non-current loans and $355,000 in owned real estate. To cover these potential losses it had $62,329,000 in equity and $5,385,000 in loans loss reserves. That gives it a Texas Ratio of 5.88%.

Return on Equity
Continental Bank U.S. Bank Average
4.32% 7.80%

Continental Bank has a Return on Equity of 4.32% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Continental Bank U.S. Bank Average
8.94% 12.68%

Continental Bank has a Capitalization of 8.94% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Continental Bank Balance Sheet Analysis

As of September 30, 2014, Continental Bank had assets of $676,475,000, loans of $408,978,000, and deposits of $493,903,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 408.98 million
Loan loss allowance $ 5.39 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.36 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 493.90 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 697.53 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Continental Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Pennsylvania, Continental Bank has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.18
Multifamily
Mortgages
11.47
Credit Card Loans 0.00
Consumer Auto Loans 0.18
Small Business Loans 6.84
Construction and Development Loans 4.39
Commercial Real Estate 31.63
Commercial and Industrial Loans 20.67
Farm Loans 0.00

Frequently Asked Questions About Continental Bank

Branches and Savings

Is Continental Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58061.

Why does Continental Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Continental Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Continental Bank a commercial bank?

Yes

Where are Continental Bank locations?

See branch locations nearby.

Is Continental Bank open on Saturdays?

Is Continental Bank open on Sundays?

What time does Continental Bank open?

What time does Continental Bank close?

Are Continental Bank ATMs Open 24/7?

Do Continental Bank ATMs accept cash deposits?

Can Continental Bank customers use other ATMs?

Do Continental Bank branches have notaries?

Will Continental Bank notarize my document?

What address for Continental Bank should I put for incoming ACH transfers?

Will the Continental Bank branch print checks?

Do Continental Bank checks expire?

Does Continental Bank require US citizenship to open account?

Can Continental Bank close my account?

Does Continental Bank Report to credit bureaus?

Does Continental Bank Use Equifax?

What is Continental Bank's ACH Routing Number?

What is Continental Bank's SWIFT code?

Products

Does Continental Bank offer mortgages?

Compare mortgage rates here.

Does Continental Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Continental Bank offer personal loans?

Compare personal loan rates here.

Does Continental Bank offer student loans?

Will Continental Bank cash a check?

Will Continental Bank redeem a savings bond?

Does Continental Bank cash savings bonds?

Will Continental Bank cash money orders?

Can Continental Bank issue a money order?

Does Continental Bank do currency exchange?

Background on The Bank

Who owns Continental Bank?

How long has Continental Bank been around?

Can Continental Bank transfer to other banks?

Does Continental Bank have quick pay?

Does Continental Bank accept rolled coins?

Will Continental Bank accept loose change?

Where is Continental Bank headquarters?

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