Crockett National Bank

Headquarters

8018 Broadway Street
San Antonio, TX 78209
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Crockett National Bank is an FDIC insured institution located in San Antonio, TX. It was founded in 1983 and has approximately $0.67 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 24561
Date Established 1983
Assets $ 672.34 million
Loans $ 550.08 million
Deposits $ 460.67 million
Capital $ 101.56 million
 

For a more detailed analysis of Crockett National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Crockett National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,128 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Crockett National Bank
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Branches

Crockett National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Crockett National Bank Locations


Financial Details

Crockett National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crockett National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Crockett National Bank U.S. Bank Average
0.8% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Crockett National Bank had $879,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $101,562,000 in equity and $8,647,000 in loans loss reserves. That gives it a Texas Ratio of 0.8%.

Return on Equity
Crockett National Bank U.S. Bank Average
17.28% 7.80%

Crockett National Bank has a Return on Equity of 17.28% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Crockett National Bank U.S. Bank Average
15.11% 12.68%

Crockett National Bank has a Capitalization of 15.11% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Crockett National Bank Balance Sheet Analysis

As of March 31, 2020, Crockett National Bank had assets of $672,339,000, loans of $550,077,000, and deposits of $460,668,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 52.02 million
Interest-bearing balances $ 37.97 million
Total securities $ 39.49 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 550.08 million
Loan loss allowance $ 8.65 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 7.83 million
All other assets $ 10.70 million
     Total Assets $ 570.78 million
LIABILITIES
Total deposits $ 460.67 million
      Interest-bearing deposits $ 369.30 million
      Deposits held in domestic offices $ 460.67 million
      % insured (estimated) 57.23%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 100.14 million
Subordinated debt N.A.
All other liabilities $ 9.97 million
      Total Liabilities $ 570.78 million
      Shareholders’ Equity $ 101.56 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 7.64 million
Total Interest Expense $ 1.23 million
Net interest income $ 6.41 million
Provision for loan and lease losses $ 1.07 million
Total non interest income $ 15.78 million
Total non interest expense $ 15.44 million
Pre-tax Net Operating Income $ 5.68 million

Bank Loan Profile?

The top three loan types in Crockett National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks, Crockett National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.01
Multifamily
Mortgages
1.15
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 10.57
Commercial Real Estate 21.48
Commercial and Industrial Loans 3.85
Farm Loans 0.42

Frequently Asked Questions About Crockett National Bank

Branches and Savings

Is Crockett National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #24561.

Why does Crockett National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Crockett National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Crockett National Bank a commercial bank?

Yes

Where are Crockett National Bank locations?

See branch locations nearby.

Is Crockett National Bank open on Saturdays?

Is Crockett National Bank open on Sundays?

What time does Crockett National Bank open?

What time does Crockett National Bank close?

Are Crockett National Bank ATMs Open 24/7?

Do Crockett National Bank ATMs accept cash deposits?

Can Crockett National Bank customers use other ATMs?

Do Crockett National Bank branches have notaries?

Will Crockett National Bank notarize my document?

What address for Crockett National Bank should I put for incoming ACH transfers?

Will the Crockett National Bank branch print checks?

Do Crockett National Bank checks expire?

Does Crockett National Bank require US citizenship to open account?

Can Crockett National Bank close my account?

Does Crockett National Bank Report to credit bureaus?

Does Crockett National Bank Use Equifax?

What is Crockett National Bank's ACH Routing Number?

What is Crockett National Bank's SWIFT code?

Products

Does Crockett National Bank offer mortgages?

Compare mortgage rates here.

Does Crockett National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crockett National Bank offer personal loans?

Compare personal loan rates here.

Does Crockett National Bank offer student loans?

Will Crockett National Bank cash a check?

Will Crockett National Bank redeem a savings bond?

Does Crockett National Bank cash savings bonds?

Will Crockett National Bank cash money orders?

Can Crockett National Bank issue a money order?

Does Crockett National Bank do currency exchange?

Background on The Bank

Who owns Crockett National Bank?

How long has Crockett National Bank been around?

Can Crockett National Bank transfer to other banks?

Does Crockett National Bank have quick pay?

Does Crockett National Bank accept rolled coins?

Will Crockett National Bank accept loose change?

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