D. L. Evans Bank

Headquarters

375 North Overland Avenue
Burley, ID 83318
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.60% 0.85% →
2-Year CD 0.70% 0.95% →
5-Year CD 1.10% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

D. L. Evans Bank is an FDIC insured institution located in Burley, ID. It was founded in 1904 and has approximately $1.8 billion in assets. Customers can open an account at one of its 33 branches.

FDIC Insured Yes
FDIC Certificate # 11666
Date Established 1904
Assets $ 1,800.60 million
Loans $ 1,122.84 million
Deposits $ 1,500.78 million
Capital $ 176.26 million
 

For a more detailed analysis of D. L. Evans Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $10,000 $24,999 Learn More
Money Market
0.20% $25,000 $49,999 Learn More
Premium Money Market Account
0.15% $10,000 $24,999 Learn More
Premium Money Market Account
0.15% $25,000 $49,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.35% $10,000 $49,999 Learn More
3 Mo CD
0.35% $100,000 - Learn More
6 Mo CD
0.50% $10,000 $49,999 Learn More
6 Mo CD
0.50% $100,000 - Learn More
12 Mo CD
0.60% $10,000 $49,999 Learn More
12 Mo CD
0.60% $100,000 - Learn More
18 Mo CD
0.65% $10,000 $49,999 Learn More
18 Mo CD
0.65% $100,000 - Learn More
24 Mo CD
0.70% $10,000 $49,999 Learn More
24 Mo CD
0.70% $100,000 - Learn More
30 Mo CD
0.85% $10,000 $49,999 Learn More
30 Mo CD
0.85% $100,000 - Learn More
36 Mo CD
0.90% $10,000 $49,999 Learn More
36 Mo CD
0.90% $100,000 - Learn More
48 Mo CD
1.05% $10,000 $49,999 Learn More
48 Mo CD
1.05% $100,000 - Learn More
60 Mo CD
1.10% $10,000 $49,999 Learn More
60 Mo CD
1.10% $100,000 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $4,999 Learn MoreShow Less

Loan Rates - November 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for D. L. Evans Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.588% 2.500% 1.00 $2,902 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,868 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to D. L. Evans Bank
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Branches

D. L. Evans Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


D. L. Evans Bank Locations


Financial Details

D. L. Evans Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of D. L. Evans Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
D. L. Evans Bank U.S. Bank Average
4.01% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, D. L. Evans Bank had $5,897,000 in non-current loans and $1,967,000 in owned real estate. To cover these potential losses it had $176,263,000 in equity and $19,801,000 in loans loss reserves. That gives it a Texas Ratio of 4.01%.

Return on Equity
D. L. Evans Bank U.S. Bank Average
12.42% 7.80%

D. L. Evans Bank has a Return on Equity of 12.42% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
D. L. Evans Bank U.S. Bank Average
9.79% 12.68%

D. L. Evans Bank has a Capitalization of 9.79% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

D. L. Evans Bank Balance Sheet Analysis

As of March 31, 2020, D. L. Evans Bank had assets of $1,800,598,000, loans of $1,122,837,000, and deposits of $1,500,784,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 116.04 million
Interest-bearing balances $ 89.95 million
Total securities $ 467.63 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,122.84 million
Loan loss allowance $ 19.80 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.97 million
Goodwill and other intangibles $ 0.33 million
All other assets $ 37.38 million
     Total Assets $ 1,624.34 million
LIABILITIES
Total deposits $ 1,500.78 million
      Interest-bearing deposits $ 940.54 million
      Deposits held in domestic offices $ 1,500.78 million
      % insured (estimated) 79.92%
Federal funds purchased and repurchase agreements $ 110.77 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 12.79 million
      Total Liabilities $ 1,624.34 million
      Shareholders’ Equity $ 176.26 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 19.60 million
Total Interest Expense $ 2.16 million
Net interest income $ 17.44 million
Provision for loan and lease losses $ 0.30 million
Total non interest income $ 3.12 million
Total non interest expense $ 13.03 million
Pre-tax Net Operating Income $ 7.23 million

Bank Loan Profile?

The top three loan types in D. L. Evans Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Idaho, D. L. Evans Bank has a significantly higher percent of Credit Card Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.63
Multifamily
Mortgages
2.80
Credit Card Loans 0.56
Consumer Auto Loans 1.44
Small Business Loans 17.04
Construction and Development Loans 9.98
Commercial Real Estate 33.67
Commercial and Industrial Loans 11.87
Farm Loans 10.81

Frequently Asked Questions About D. L. Evans Bank

Branches and Savings

Is D. L. Evans Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11666.

Why does D. L. Evans Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are D. L. Evans Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is D. L. Evans Bank a commercial bank?

Yes

Where are D. L. Evans Bank locations?

See branch locations nearby.

Is D. L. Evans Bank open on Saturdays?

Is D. L. Evans Bank open on Sundays?

What time does D. L. Evans Bank open?

What time does D. L. Evans Bank close?

Are D. L. Evans Bank ATMs Open 24/7?

Do D. L. Evans Bank ATMs accept cash deposits?

Can D. L. Evans Bank customers use other ATMs?

Do D. L. Evans Bank branches have notaries?

Will D. L. Evans Bank notarize my document?

What address for D. L. Evans Bank should I put for incoming ACH transfers?

Will the D. L. Evans Bank branch print checks?

Do D. L. Evans Bank checks expire?

Does D. L. Evans Bank require US citizenship to open account?

Can D. L. Evans Bank close my account?

Does D. L. Evans Bank Report to credit bureaus?

Does D. L. Evans Bank Use Equifax?

What is D. L. Evans Bank's ACH Routing Number?

What is D. L. Evans Bank's SWIFT code?

Products

Does D. L. Evans Bank offer mortgages?

Compare mortgage rates here.

Does D. L. Evans Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does D. L. Evans Bank offer personal loans?

Compare personal loan rates here.

Does D. L. Evans Bank offer student loans?

Will D. L. Evans Bank cash a check?

Will D. L. Evans Bank redeem a savings bond?

Does D. L. Evans Bank cash savings bonds?

Will D. L. Evans Bank cash money orders?

Can D. L. Evans Bank issue a money order?

Does D. L. Evans Bank do currency exchange?

Background on The Bank

Who owns D. L. Evans Bank?

How long has D. L. Evans Bank been around?

Can D. L. Evans Bank transfer to other banks?

Does D. L. Evans Bank have quick pay?

Does D. L. Evans Bank accept rolled coins?

Will D. L. Evans Bank accept loose change?

Where is D. L. Evans Bank headquarters?

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